My experience was similar to the review…
My experience was similar to the review where I lost 3K and received no value. The pressure was great to move into an uncomfortable financial situation or lose the investment completely.
By Voni L.
Tuesday, November 3, 2026 · Customer reviews of US businesses

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10 reviews
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Terrica Lynn Smith is a real estate developer and investor with a redemption story. Despite experiencing abuse and trauma at a young age, she’s built a successful career as a real estate investor, mentor, and business owner. Her mission is to help one billion people break the chains of poverty and experience the freedom she has come to know. The Investor's Circle is a mentorship program meant to create real estate investors and facilitate breaking general chains of poverty, teaching students how to become a real investor that can make their own way. This program offers live coaching, deal reviews, in-person meetups, and a treasure trove of real estate resources.Through her work, Terrica is all about helping others break free from negative cycles, take control of their lives, and build financial freedom through real estate. Her story and programs inspire people to believe that success is possible no matter where they start.
Terrica Lynn Smith (Investor's Circle) (terricalynnsmith.com) has 10 customer reviews on The Fair Hearing, with an average rating of 3.8 out of 5.
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My experience was similar to the review where I lost 3K and received no value. The pressure was great to move into an uncomfortable financial situation or lose the investment completely.
By Voni L.
In 2022. I signed up because I genuinely believed in the opportunity, but I ended up feeling misled. We were told that continuing would require an additional 10,000 investment, and I paid $3,000 thinking it was going toward an actual investment not realizing it was just the opening act. Only after paying was I told I’d need to take out a $10,000 loan for “education.” That was shocking, and I refused. I requested a refund immediately once I understood what was happening, but I was told there would be no refund and that all I would receive was a course. I walked away with nothing and lost $3,000. If this had been clearly stated from the very beginning, I would have made an informed decision .
By Shenah T.
She’s a scammer .. stay away
By Bailey J.