Bait, then Switch to Cookie Cutter Solution
This company sent a letter advertising a sub 4% loan in this high interest rate environment, but then switched to trying to sell debt settlement services. Even after explaining that my plan was to use funds I already have in a money market to pay off 0% interest cards just before their rate resets, this company instead reccomended letting the cards go delinquent to duck out on some of my valid debt (and let them collect fees)
By customer




