Great company that helps build your credit
Easy process to set up and it really does help build up your credit
By T R O Y H.
Sunday, November 8, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
168 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
StellarFi is the first and only credit builder that reports all bill payments as credit directly to the three major credit bureaus: Experian® and Equifax®. As a public benefit corporation, StellarFi sets out to close the wealth gap by making credit universally accessible.
StellarFi (stellarfi.com) has 168 customer reviews on The Fair Hearing, with an average rating of 4.2 out of 5.
168 approved reviews, newest moderated first
Easy process to set up and it really does help build up your credit
By T R O Y H.
So far I’ve been using stellar fi for three months and my credit score is steadily rising and rising. Pretty soon I’ll be able to get my first car I’m so excited 🤗🤗
By Michael E.
Love the product! My score went from low 500's to mid 700's in a year!
By Lamine B Z.
So far great platform. It’s helping with my credit utilization
By T.P
So far it seems to be a good choice. Only took a week for the account to post on my credit reports. My account is NEW; so I can’t give a full rating just yet. We will see.
By Kenneth
You can't tell which bills are paid within the app without texting a rep within the chat
By carlo C.
Response from StellarFi· Oct 25, 2023
Hi Carlo, We appreciate you sharing your feedback with us. After reviewing the chat conversation with one of my teammates, it appears that while we did address your inquiry, we overlooked mentioning that you can access your transaction history directly through your StellarFi dashboard. To view your transaction history, please follow the instructions below: 1. Log in to your StellarFi account. 2. Once you're on your StellarFi dashboard, simply click on 'Payment History.' From there, you'll be able to view all the bills we've paid on your behalf. We sincerely apologize for the oversight and hope this information helps. You should also receive a follow-up email with this information. If you have any more questions or need further assistance, please don't hesitate to contact us at [email protected]
Customer service was great and answered all my questions
By Ernest M.
Muy bueno la verdad me a subido mucho el crédito 🤗
By Miguel