Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
16 reviews
SpeedCentsSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
SpeedCents provides consumers with a free loan analysis to ensure refinancing is right for them before going through the application process. Upon approval, we connect them with the best lenders for their situation.
SpeedCents (speedcents.com) has 16 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
16 approved reviews, newest moderated first
I think about how much money I could have saved over the last 30 years with a product like SpeedCents! Phenomenal experience and so easy to use. I saved nearly $50 on my last car purchase thanks to SpeedCents. If you haven't tried it, you're wasting money.
By Alex O.
So I am one of those people who always shops around for everything to get the best rate. I just dislike the idea there is a better deal out there and I could not find it. Because of that I was pretty convinced this would tell me I have the best rate. I was wrong. In 30 seconds I found out that I might be able to save over 17% on my current loan. That could be over $50. Without hesitation I hit continue. The process is fast, clean and easy to use. Really like it so far.
By Spencer O.
Response from SpeedCents· Jun 22, 2018
Spencer, So glad you were able to receive a quote that would lower your payment and total interest. I'm glad you noticed how fast and easy it was to find out.
I was a little hesitant at first - seemed like a lot of information to submit for a "15 second" process, but once I submit I was pleasantly surprised ha! Pretty cool to see the results: "Based on our analysis, our lenders don't have products today that can help improve your current auto loan. We'd rather tell you now than have you invest time into a full application. The analysis below helps you understand your current loan & what to look for in the future. Total interest you've paid $475 Assuming you have made minimum payments, you have paid $475 in interest to the bank since the loan started. Total Interest Left $279 You will pay $279.00 in interest to continue to borrow this loan, assuming you make the minimum payments."
By Austin W.
Response from SpeedCents· Jun 22, 2018
We are glad we could help you know your current payment is good for your current situation. SpeedCents doesn't help everyone refinance. But if we can give you some peace-of-mind that your current loan is fair, mission accomplished. Maybe we'll be able to help you with a future payment! Thanks again for giving us a try.
With SpeedCents I was blown away at how fast and easy it was to find out if I should refinance my car.
By Meghan P.
If you need to refinance your vehicle Speedcents is the way to go. Very knowledgeable and honesty guaranteed. You will not be disappointed.
By Gary R.
SpeedCents so easy to use and do business with I will gladly tell all my friends how easy and very professional
By Patti S.
The site was extremely user-friendly and easy to use. In no time I had a couple of quotes and I received a phone call from one person who helped me from start to finish. I found a better rate and lowered my payment. Fantastic experience from start to finish!
By Chad P.
Although they weren't able to improve my payment, in seconds I was able to get the peace of mind that I have a great loan on my car already. I love the fact that it did not affect my credit and it was so easy to use. I've already recommended them to many of my friends.
By Teresa B.
