Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
122 reviews
South End Capital a division of Stearns Bank, N.A.Select a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
South End Capital was founded in 2009 and is a division of Stearns Bank N.A., a $3.2 billion institution. Our innovative direct lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. A tech-powered platform and premier customer support offers equal access to industry-leading business, equipment, and real estate funding.
South End Capital a division of Stearns Bank, N.A. (southendcapital.com) has 122 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
Showing 111 reviews with 5 stars · Clear filters
SEC/Stearns Bank made this process really simple for myself and my client. I hope to send many more deals to SEC.
By Texas E.
Response from South End Capital a division of Stearns Bank, N.A.· May 24, 2022
Thank you for the great feedback! We look forward to working with you on many more transactions!
They are very efficient, and their terms and rate are great!! Highly recommended
By Leonel G.
Response from South End Capital a division of Stearns Bank, N.A.· May 11, 2022
Thanks Leonel, it was great working with you! We look forward to financing many more of your transactions.
Janine and the rest of the team made this an extremely simple transaction. On the ball with what was needed and thoroughly explained the process.
By Tim S.
Response from South End Capital a division of Stearns Bank, N.A.· May 6, 2022
Thank you Tim for the great review! We look forward to working with you again on future transactions. Thanks for the business!
Noah Grayson, David Toye and everyone at South End Capital are amazing. I am very grateful to everyone at South End Capital for helping me--a (very) small business owner. They took the time to help me figure out PPP funding at the very beginning when those programs first rolled out and were very confusing. I would not hesitate to recommend them wholeheartedly!
By Luis M.
Response from South End Capital a division of Stearns Bank, N.A.· Apr 30, 2021
It was an absolute pleasure to work with you Luis! Thank you very much for the excellent feedback and kind words. We wish you and your business great success, and we're here to help whenever you need us. Stay well!
Excellent service, highly recommend.
By Sallie R.
Response from South End Capital a division of Stearns Bank, N.A.· Mar 8, 2021
Thank you Sallie! It was a pleasure to work with you and we hope we'll have the opportunity to be of service to you in the future. Have a great 2021!
Thank you, South End Capital, for the speedy, clear and concise answers to the questions I submitted to the live chat feature that was provided in an email. An email reply was received within the hour which greatly helped me move forward with the latest PPP loan application. Being a small company with only one office person to handle this can be quite challenging. Your references explained the process & requirements, and gave tips to ensure accuracy for completing required fields. We will continue to use and recommend South End Capital because of the genuine way they have always dealt with our company.
By Becky K.
Response from South End Capital a division of Stearns Bank, N.A.· Jan 29, 2021
Thank you so much for the kind words Becky. We're thrilled to be able to serve as a resource for you. Don't hesitate to contact us with any questions, as we're here to help you and your business however possible. We wish you great success in 2021!
Mike McGee is exceptional. We were about to give up on the SBA because of all the paperwork, but he insisted on helping us out every step. He was actively working with us through the whole process of almost 6 months.
By Lv Nail & S.
Response from South End Capital a division of Stearns Bank, N.A.· Jan 11, 2021
Thank you so much for this great review and feedback. We are so pleased Mike and our team were able to assist you in getting SBA financing for your business. We wish you a successful 2021 and beyond!
There was a miscommunication but it's all worked out now. Matt thank you for reaching out to me.
By luxury H.
Response from South End Capital a division of Stearns Bank, N.A.· Nov 13, 2020
Thank you so much for your updated review, understanding, and consideration. It was a pleasure to work with you!
