Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
122 reviews
South End Capital a division of Stearns Bank, N.A.Select a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
South End Capital was founded in 2009 and is a division of Stearns Bank N.A., a $3.2 billion institution. Our innovative direct lending and comprehensive marketplace financing delivers a full spectrum of capital solutions for emerging and expanding businesses. A tech-powered platform and premier customer support offers equal access to industry-leading business, equipment, and real estate funding.
South End Capital a division of Stearns Bank, N.A. (southendcapital.com) has 122 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
Showing 111 reviews with 5 stars · Clear filters
Amazing staff and very detailed in their work!
By Strawberry Hill S.
Response from South End Capital a division of Stearns Bank, N.A.· Apr 12, 2023
Thank you so much, you were a pleasure to work with and we hope we can assist you again in the future!
Janine and Tia did an excellent job working with myself and client to get a difficult business+real estate acquisition loan to successfully close. Very happy with their prompt and timely communications with all parties e.g. borrower, myself, title, and attorneys. South End Capital and Stearns will be my go-to, preferred lender for all my clients' business financing needs.
By Jessie L&P C.
Response from South End Capital a division of Stearns Bank, N.A.· Apr 12, 2023
We really appreciate you kind words and truly thank you for your business and your assistance helping us close this loan. We look forward to working with you again!
The loan rep was wonderful to work with. Made the experience on getting a business equipment loan painless and a great experience. Went out of their way to make our loan request happen. We now know who to turn to for any business financial needs also will refer anyone we know in need of a business loan. Thank you for making our experience a great success.
By Rebecca
Response from South End Capital a division of Stearns Bank, N.A.· Mar 10, 2023
It was an absolute pleasure to work with you and assist you and your business with your equipment financing needs. We truly appreciate the kind review and we hope to have the chance to work with you again in the future!
Joshua Borgerding and the entire Stearns team went to great lengths to get this deal done, despite numerous surprises and pitfalls that could have ended the process with other lenders.
By Alex D.
Response from South End Capital a division of Stearns Bank, N.A.· Mar 10, 2023
Thank you for the great review and feedback! It's been a pleasure to work with you and your team and we look forward to delivering financing for many more of your customers!
This is the second time doing business with Stearns Bank and their the first choice for any future funding! The process is seamless, efficient, and great customer service. Nothing but good things to say about this company
By customer
Response from South End Capital a division of Stearns Bank, N.A.· Mar 3, 2023
It's been a pleasure working with you on multiple occasions and we hope to continue the relationship well into the future. We truly appreciate your feedback, review, and your business!
So easy and no stress.
By Maranda B.
Response from South End Capital a division of Stearns Bank, N.A.· Feb 14, 2023
We are so pleased to have been able to assist you with your financing need. We look forward to working with you again in the future!
Good communication, did what they said they would do. Looking forward to regularly working together.
By Mountain Dirt I.
Response from South End Capital a division of Stearns Bank, N.A.· Jan 20, 2023
We're appreciate your great feedback and we look forward to working with you again soon!
Janine was amazing the while step of the way, and really helped accommodate everything I needed.
By Travis W.
Response from South End Capital a division of Stearns Bank, N.A.· Jan 17, 2023
Janine and the team really enjoyed working with you, and we hope to have the opportunity to be of service to you again very soon!
