Working with Smart Money Capital was…
Working with Smart Money Capital was very easy. The approval process was quick and streamlined.
By Nicole E.
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
533 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Smart Money Capital is one of the fastest-growing online lending companies in the industry, and we take pride in helping people get back on track with our low-rate personal and business loans. We’re here to provide access to capital when you need it most. Whether it’s to payoff debt, or cover one of life’s unexpected expenses, we’re here for you. We prioritize transparency and work hard on your behalf. Contact us today to learn more about how we can assist you in reaching your financial goals! Apply Today! Contact Us
Smart Money Capital (smartmoneycapital.com) has 533 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
533 approved reviews, newest moderated first
Working with Smart Money Capital was very easy. The approval process was quick and streamlined.
By Nicole E.
Justin Skiles was extremely knowledgeable, professional, but most of all he was helpful in my situation. I feel like there is a light at the end of my tunnel and I cannot thank him enough for the time he put in to assist me so that I can look to re-build a foundation for me and my family.
By Noel
He explains things very well !! He’s respectful and transparent
By kyle S.
Sal Ortiz was hands down the best representative. He was supportive. Communicated very thoroughly. Made me feel comfortable and would recommend him to anyone who needs financial advice. Truly a 10/10.
By BRITTANY M.
Wasn’t expecting to get into a debt consolidation program again but after speaking with Chris and having him explain the long term ramifications of all my debt, it became clear that it was a necessary avenue for me. The customer service that he provided as well as the patience he had with me will I had my 5 year old talking to me at the same time was amazing.
By Darren B.
William was informative and knowledgeable. He took the time to answer all my questions and concerns from beginning to end. Thank you William for the amazing experience and customer service. Janice
By Janice
When debt frree. helaula.
By Cheryl Newsome S.
Chris Marin, Senior Financial Rep was outstanding! Not only did he provide me with some debt education but was also sympathetic and took time to really understand what my needs are. He gave me a few options and explained everything until I understood those options completely. I was on the fence with going with a debt relief route but ended up deciding it was best for my situation. Chris walked me through each step, I appreciate that! Thanks again!
By Nicole B.