great experience very easy i wish i…
great experience very easy i wish i found them sooner
By Lora S.
Saturday, November 7, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
533 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Smart Money Capital is one of the fastest-growing online lending companies in the industry, and we take pride in helping people get back on track with our low-rate personal and business loans. We’re here to provide access to capital when you need it most. Whether it’s to payoff debt, or cover one of life’s unexpected expenses, we’re here for you. We prioritize transparency and work hard on your behalf. Contact us today to learn more about how we can assist you in reaching your financial goals! Apply Today! Contact Us
Smart Money Capital (smartmoneycapital.com) has 533 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
533 approved reviews, newest moderated first
great experience very easy i wish i found them sooner
By Lora S.
Jenny Olafsson was tremendous in explaining the merits of the debt consolidation program. She offered my wife and I ways we could pay off our debts and still save money in these times. Unfortunately we found ourselves in an upside down financial situation but we can now see the light at the end of this tunnel. Thank you Jenny!
By Ralph F.
Seems like a scam to me, baited me with a lower interest rate on a loan than I had on my classic car I recently purchased. I have little debt, assets, and over an 800 credit and they offer me their best rate at 15%. Please do not waste others time with a clear bait and switch in terms from 5.99% to what approaches a preferred credit card rate. Now I am trying to get the lenders to remove my email and contact information after they sold my information to loan sharks. I do thank you for the response below but I have to wonder if anyone actually gets that 5.99%. I already went out and used my credit card to purchase some of the building materials for the garage versus the loan that was offered. I know I'm over an 800 credit with very little debt,so I have to wonder who actually receives a 5.99 percent loan at the current lending rates from most institutions.
By Edward D.
Response from Smart Money Capital· Mar 27, 2024
Hello Edward, I'm sorry to hear that you're dissatisfied with the rate you were approved for. We strive to provide competitive rates to all our customers. I understand your frustration, and I apologize if you feel your time was wasted. Your feedback is valuable to us, and we will review your file to see if there are any other options available. Please don’t hesitate to reach out to us if you have any additional questions, or if you'd like to discuss this further.
Customer service was fine until we got disconnected and I received no call back
By Gregory R.
Easy to understand and great communication
By Roger
Hopefully everything said is true
By Willie J.
Alex was very helpful. Every questions I had with debt consolidation. He was able to answer. I felt very comfortable speaking with him.
By Shawn P.
William was amazing! Explained all program details clearly. He was patient and accessible!
By Robert J.