Still have not received any ATM cards
Still have not received any ATM cards, signup was more difficult than expected. No responses to my voicemail.
By Mike N.
Sunday, November 8, 2026 · Customer reviews of US businesses
The Fair Hearing score
Average
140 reviews
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Our goal is to provide Micro and Small Business owners with cutting-edge financial services and supportive banking technology. As a small business ourselves, we’re here to help Micro and Small Business owners navigate the challenging path to financial and entrepreneurial success. You’re free to set the course to your destination, of course. Our technology and experience will simply guarantee some wind in your sails.
Small Business Bank (smallbusinessbank.com) has 140 customer reviews on The Fair Hearing, with an average rating of 3.5 out of 5.
Showing 8 reviews with 2 stars · Clear filters
Still have not received any ATM cards, signup was more difficult than expected. No responses to my voicemail.
By Mike N.
Customer service by Ms. McFadden was awesome. Yet, I feel that the senior bank officials were biased and pre-judgmental during the "due diligence" after the approval of my business checking and savings accounts. I feel my small business profile was prematurely judged and unfairly deemed to be 'unsuitable". Indeed, a perfect example of prejudice and misjudgment.
By Anon
The app does not work. Very frustrating.
By customer
Still haven`t received a monthly statement after opening an account over three months ago.
By Heartland All British Car & C.
The people who work at SBB are a pleasure to work with, I wish I could say the same for their web interface. It's is easily one of the worst interfaces for banking I've ever used. Basic information is hidden under menus within menus and it's difficult to figure out where you need to go to accomplish anything more then checking your balance. When you do navigate the maze like UX you will hit slow performance behind every single action. In short the web interface they have is unpleasant to use. Luckily in my case my needs are extremely simple for my account with them. If I was more dependent on my account I would most likely have to switch to another bank to get away from their web interface. They also don't sync well with Mint and their extra security layer provides questionable value. I don't understand why more banks don't support two factor auth. They solicited this review from me via email so hopefully that means they are looking to improve.
By James
The process to accept credit card payments was too slow and time consuming. I wanted to be a sbb customer but they weren't quite efficient enough with my time.
By FLC
I am not thrilled with SBB but after searching a long time for an online bank for my business, they seem to be the only ones. The application process was too complicated and took too long in my opinion. I feel like I can't trust their bookeeping completely, and it feels kind of like a mom and pop. For example, I did a mobile deposit and scanned 2 checks - I only got credited for one. Unless I had followed up myself they never would have picked it up. It's not dishonesty, but their systems are not as strong as most any other bank I've worked with. That said, I am sticking with them. I like the fact that it's all online, and their billpay is decent.
By McDaniel & Scibal Consulting L.
I have been very frustrated working with this bank, from wire transfer limitations, how long it takes to send e-checks, and now debit card limits. Very frustrating.
By Oregon Wine Villas, L.