Great company great premiums
Great company great premiums
By ANDY
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Great
204 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Sagicor Life Insurance Company (“Sagicor”), a full-service life insurance and annuity carrier, is a wholly owned subsidiary of Sagicor Financial Company Ltd., one of the oldest insurance groups in the Americas, with operations in 19 countries and a growing presence in North America. Sagicor is rated A (Excellent) by A.M. Best Company (3rd best out of 16 possible ratings). Rating and guarantees are based on the claims-paying ability of Sagicor Life Insurance Company.
Sagicor Life Insurance Company-USA (sagicorlifeusa.com) has 204 customer reviews on The Fair Hearing, with an average rating of 4.4 out of 5.
204 approved reviews, newest moderated first
Great company great premiums
By ANDY
I would refer this company to my friends and family.
By KOYAMA
Sagicor is a great company.
By Jerry C.
Our agent was helpful in getting the policy all set up. However, she did not explain payment options very well. Once everything was set and we were getting ready to give payment information we noticed it would be cheaper to pay the yearly premium. Because monthly payments were already set up, we had to wait till the next month to call back and change the payment plan.
By BKC
I haven't had many dealings with the company other than the transfer. Other than that taking a while I feel things are fine. I haven't died to test out the payment etc. of the policy.
By DEBORAH
I've had no problems with Sagicor.
By DENNIS
At first, I was skeptical about everything, especially when it came to life insurance. My agent was very helpful, thorough, and very nice. He helped me decide what was best for my family and situation. The prices are affordable and you could definitely be covered right away. As long as you are honest with your answers and medical questions, that’s all that matters! Think future. Think Sagicor! I have 30 days to try the policy out and I can change my mind which is good. Thanks again Sagicor!
By Momo
Inept underwriters. Customer service reps who speak no English and they have a very negative outlook. Run far away.
By Michael O.
Response from Sagicor Life Insurance Company-USA· May 16, 2018
Hello Mr. Wilson. I have tried to contact you for additional details on your concerns without success. Please feel free to reach out to me at your first convenience. Kind regards, Tom Groves Senior Client Services Manager