Seamless process
Seamless process. Quick and efficient! Very good people to work with.
By CHERYL
Sunday, November 8, 2026 · Customer reviews of US businesses

The Fair Hearing score
Great
204 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Sagicor Life Insurance Company (“Sagicor”), a full-service life insurance and annuity carrier, is a wholly owned subsidiary of Sagicor Financial Company Ltd., one of the oldest insurance groups in the Americas, with operations in 19 countries and a growing presence in North America. Sagicor is rated A (Excellent) by A.M. Best Company (3rd best out of 16 possible ratings). Rating and guarantees are based on the claims-paying ability of Sagicor Life Insurance Company.
Sagicor Life Insurance Company-USA (sagicorlifeusa.com) has 204 customer reviews on The Fair Hearing, with an average rating of 4.4 out of 5.
204 approved reviews, newest moderated first
Seamless process. Quick and efficient! Very good people to work with.
By CHERYL
Rating now days for senior are to high because they take medicine something to really check into
By BETH
They charged me for (2) premiums when I specifically requested that my policy not began until May 28th, the time I get paid each month. The policy was not sent to me to sign until early May. For whatever reason, they made the policy effective April 28th, although I do not sign the policy until May so they could take an extra premium from me. I emailed them about my concerns and they blamed my writing agent and insinuated that we both authorized the April 28th effective date which I DID NOT personally, the consumer. This is very unethical and unacceptable. They took advantage of an opportunity to grab another premium from me and they took advantage of me as a consumer. I am looking into other policies right now as a result of all of this.
By MARK
Response from Sagicor Life Insurance Company-USA· Jun 22, 2018
Mr. Wainwright. Thank you for your response to our review request. We will contact you via your personal email regarding your concerns. Sincerely, Tom Groves Sr. Manager-Client Services
The application process went very smoothly. I especially liked interacting with the very nice nurse who took my vitals,etc. I was very pleased to be able to find insurance that wouldn't change its rates every 5 years since I'm on a fixed income. Thank you!
By ROBERTA
Monthly premiums are very reasonable, and no medical check is required.
By MARSHA
Outstanding customer service.
By PAMELA
Excellent ...............
By NICHELLA
It’s hard to totally review when all I have done is taken a policy out. But I can say the cost was the best by far and I did a lot of checking. The agent I worked with was very helpful and pleasant. So far I am very pleased!
By LOIS