Royal Legal GroupReviews of royallegalgroup.com

To start with, I was informed that there was some kind of question and answer database/forum for clients to get them up to speed on how the entity structures and services worked. That never seemed to materialize even though I asked several reps about it. Most of my questions were ultimately answered, but some were contradicted either by affiliates/members of RLS or another professional they recommended. This made carrying out several business administration and compliance tasks difficult and confusing. In the end, there are still a lot of things I don't know because it seems like no one there knows actually how to run an RE business that makes use of their services. I was using them for about three years. In the end, I decided to exit altogether and dissolve my entities. This was also a confusing process that RLS didn't explain well, even though they are the ones who created all the entities I was using. They then wanted to charge 1100+ dollars to dissolve them, which is outrageous considering how easy the process should be (it is not too simple nor terribly complicated, at least for the different LLCs I had). I could go into greater detail but I'm just tired and glad it's over; it was pretty disappointing.

Got a lot of my case settled but now they have. It responded to any of my emails or calls lately to refund the remaining amount in escrow. I keep getting replies that says they will respond within 72 hours but nothing. Before that, they said they will refund my money within 3-15 business days and now it has been a month and no response from them! Constantly getting the runaround with their bulls***! Don’t work with them!

I cant in good conscious recommend using their service for debt relief. I attempted to get a debt consolidation loan with a credit score just over 700, this was denied with the reason given as a too high rate of revolving debt, assuming the credit cards which I was trying to consolidate. But it was okay, because the lender had a partner who could still help me by negotiating my debts down and I could pay my debts off fast and easy then I can enjoy the fruits of my labor sitting on my throne with a great credit score. In comes Royal Legal Group. I will say, once we were already mostly through the process I definitely did see red flags popping up. So I blame myself as well. But here is my experience - They will leave out information about just how painful the program is to your credit score and how long the effects of that last. What I was told going into the program was that my credit will hit a "small bump", but then skyrocket as I pay off the creditors. My credit tanked from 700 to 400 and I am at the end of the program and my credit is still lower than when I started. They will promise great results. I started the program in March of 2020 with I believe 9 lenders totaling ~$36,000. As of today, I removed 3 of those accounts from the program entirely because I did my own negotiating(which in hindsight I should have done for all of them), with a new total debt in the program of ~$25,000. I have been paying $966/mo and some months I would double pay or more and I am just now maybe 1 month away from finishing all of the accounts. Royal Legal Group has saved me $6,818(Except they double charged me $1,600 which they are looking into and I expect will get credited back to me so I will not include that in my figures), which seems very nice at first glance. Another thing they don't mention at all are fees and oh boy are there fees. Not just monthly fees or maintenance fees or mailing fees or service fees. Any fee you can imagine being possible, it is there. In 2 years, I have been charged $6,282 in different kinds of fees. So overall when all is said and done I will have saved less than $500 because I still have a month or 2 left in the program. It is possible I will have actually spent more money than I "saved" through their fees. And I am putting heavy amounts of money into it, if you don't have a large income with good debt to income and you have $20,000 in debt but can only put in $200/mo, you will be paying much more in fees than the debt you owe by the end of the program. I will have literally lost money and gotten my credit absolutely demolished for the next 7-10 years by going through this program and if you cant afford to pay $1000-2000+/mo then it makes it even less appealing(somehow) Frankly it feels like I have been scammed/conned and I would argue it is in fact mostly a scam. But at the end of the day they do at least send some of the money you put in their partner bank to your creditors. Overall I would say this service isn't for anyone and to stay away, I highly regret doing it but once my credit was ruined I felt like I might as well just see it through to the end.

They were fast in signing me up, but they have a very poor customer serve department. I have been trying for two weeks to get a refund on money that they withdrew after being told that it would be skipped. I talked to them three times sense then and I have had know refund. Credit score is going down because of overdrafts and late payments. I would look twice before going with this company.

Have called and talked to representatives and they inform me someone will call me back within 3 days and it never happens

**Update** I've been with Royal Legal Group for a couple of years now and running into some issues. I have a creditor in this program who has been EXTREMELY aggressive with me and has now sued me a total of 3 times. I'm getting very frustrated that nothing is being done to settle with them and this 3rd lawsuit is taking a different turn than the last 2 (the previous 2 were dismissed) as now I'm required to contact the creditor's attorneys myself to make a payment arrangement or judgement will automatically be made against me which could include garnishing my paycheck. I know it is dependant on funds available in the account, but it's very difficult to come up with any extra money at this time to try and get some settlement. Royal has done a good job at settling some of my other debts and getting those taken care of so they have done some good things, but this is the thorn in my side that won't go away.

So far dealing with this company has been a nightmare. I'm on hold forever when I call. One person to the next has no clue what's going on with my account. I had changed my account information and have been dealing with them to get things straightened for almost a month now and it's still HORRIBLE. I am starting to question this business and whether they will truly be able to help me.