Sunday, November 8, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
710 reviews
QuonticSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities. The bank focuses on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.
Quontic (quontic.com) has 710 customer reviews on The Fair Hearing, with an average rating of 4.0 out of 5.
710 approved reviews, newest moderated first
So far I am very happy with opening my account with the bank!! Can’t wait to get my Ring and use it!!
By Cms
Response from Quontic· Aug 11, 2022
Thank you, Cms, so much for this 5-star review. We really appreciate you being a customer and helping to spread the word about your experience with Quontic Bank!
Easy, Easy process to apply for an account. I was awestruck by the "pay ring" that's why I got an account.
By Stevan R.
Response from Quontic· Aug 11, 2022
Stevan, thank you for your review and for choosing Quontic for your banking needs.
Experience opening the account was good and easy. I did not receive very much communication about how to check my account, how to withdraw, etc. However, I do get annoying daily requests to review the experience. I already reviewed it. It's fine. It's a CD. Pay me what you said you would, and we'll be good to go. Thanks!
By Stephen
Response from Quontic· Aug 8, 2022
Stephen, we appreciate you taking the time to provide your feedback and it will help us to improve our customers' experience.
A large part of my experience depended on my ability to harness the internet and understand what is expected of me. I'm approaching 70 and severed my ties with my flip phone about a year ago. I bumbled through it!
By CARL
Response from Quontic· Aug 8, 2022
Thank you, Carl, for your review. If you have any questions, please feel free to reach out to us by visiting www.quontic.com/contact-us or by sending us a secure message inside the Online Banking platform. We appreciate you choosing Quontic for your banking needs.
It has been very easy to set up my new account. I will check back in with future experiences.
By Barry
Response from Quontic· Aug 8, 2022
Barry, thank you for your feedback and for choosing Quontic for your banking needs.
I was most impressed by how quickly I was able to talk to someone. I have called two or three times and the agents have always been knowledgeable and helpful.
By David
Response from Quontic· Aug 8, 2022
Thanks for the great review, David! We really appreciate you taking the time out to share your customer service experience with us and we're glad we could help!
Opening new savings and checking accounts was easy and fast. Their interest rates are market leading. The only reason I gave 4 out of 5 is because it appears that the only free way to add more funds is to remote deposit a check. I would prefer being able to link my existing savings account(s) and make ACH transfers.
By Albert L.
Response from Quontic· Aug 5, 2022
Hello, Albert. Thank you for taking the time to leave this review and your feedback. Please find some information on other options for adding funds to your account. We hope you find it helpful. During the first thirty (30) days of opening your account, you can use any of the following move money methods to transfer funds to and from your Quontic account: • Zelle (Only compatible with Checking Accounts) • Wire Transfer (Fees Apply) • ACH Transfer initiated with your other financial institution • Person to Person via external transfer initiated with your other financial institution • Mobile Deposit - Daily limit is $5,000 / $25,000 per statement cycle Note: You will need your bank account number and the routing number 021473030 to add your Quontic Bank account as an external account with your other financial institution(s). If you did not capture your account number when you were approved, please go to this link https://open.quonticbank.com/login • Enter the email address you opened the account with (case sensitive) • The verification code will be sent • Enter code • Click View Details After thirty (30) days from the account opening date, we will accept requests to add the external transfer feature to your Quontic Bank account. Please request this feature by sending a secure message from your Quontic online bank account. Thank you for being a Quontic customer!
I felt that the Representative who assisted me, cared about my experience and provided excellent service. As I am a new customer with Quontic, I am looking forward to my business relationship with this bank!
By Michele
Response from Quontic· Aug 5, 2022
Hi Michele , thank you for your kind words. We make every effort to ensure our customers have a great experience, and we're so glad to see that shown through for you. Thanks for being a Quontic customer!
