PortfoliorecoveryReviews of portfoliorecovery.com

Extremely disappointing experience. I was involved in a collection matter where I immediately disputed the alleged debt and repeatedly requested documentation supporting the debt, its ownership, payment history, and enforceability. Despite 27 separate requests, I received no substantive response or documentation. I also filed a Motion to Dismiss. When the matter came before the court on August 14, the attorney of record did not appear, and substitute counsel obtained a continuance. I was later contacted by an attorney who stated that additional documentation would be provided, but that was a lie. Nothing was ever received. My concern is not simply the continuance—it is the continued pursuit of a disputed debt while failing to provide the documentation I repeatedly requested to substantiate the claim. Consumers deserve transparency, accountability, and meaningful responses when they dispute a debt. Based on my experience, I cannot recommend PRA and am taking legal action against them.

They had my check garnished for a old debt on my June 21, 2024 check and on my July 5, 2024 for the $1188.51 so this was already paid to them. Now I received another form from them and my job that they are going to garnish my check for the $1188,51 on my upcoming paycheck. This is fraud or incompetent of this company to have already garnished my check two years ago and now they are trying to do it again for the same debt already paid. They should be forced to pay me any statutory damages, pay for any financial harm caused, and pay all of the attorney’s legal fees.

This collection agency is so desperate in to thinking that you owe junk debt. No communication and no validation of the debt! They will place junk debt right on your credit report! they are not even the original creditor! They are only a junk debt collector that is NOT mine! Never pay these liars nothing!

Fake debt collection company. They have been calling me every day with a different phone number for over 5 years now. It was one debt but they added another one so they call me even more now. Every debt that they said I had I contacted the company first and both times the company says you never were in debt and you paid us on time and that collection company is a scam and no we don’t use them for that reason. No matter how much proof I give portfoliorecovery they say that we don’t believe your proof and keep harassing me to pay every day.

This company is as grimy as they come. I pay off a debt from them, I ask them 3 times if there's anything else, they say no. Yesterday (5/08/2025) these scum send me an email bill for a similar amount. Today (5/09/2025) they report it to my credit report tanking my score 30 points! This not only gave me less than a day to resolve, they didn't verify it. Then they tell me it will take 30 days to get this off my credit after I gave them another $500! They get sued all the time even by the federal government for these practices. I am homeless and was getting ready to apply for a mortgage to buy a house to get away from the numerous slum lords here in Florida and these slimy people torpedoed any hope of this.

The company does NOT comply with the fair credit act. The continue to harass people. They use different numbers, they keep adjusting dates of contact to start the clock again. The continue to post derogatory comments.

Portfolio recovery associate is trying to scam me with a fake debt account that is not belong to me

This company has been phoning my home phone and disconnecting when my answering machine picks up the calls. I didn’t know what kind of company it was until I called back and the recording said it is a debt collection company - I thought it might be an investment company. Anyway, I have no debt at all, use one credit card for everything and pay the balance in full every month. My credit score is over 800. I spoke to a representative who said my phone number was given to them as a contact number for someone with delinquent debt - but they won’t tell me the name of the debtor or which company the money is owed to. I have had my phone number for close to 6 years and live alone, so no one at my phone number has past-due debt. They even called me on Sunday. I plan to complain to the state consumer protection department. My phone is for my use, not for them to hound me for someone else’s debt.