Personal CapitalReviews of personalcapital.com

I have already recommended Personal Capital to others. Much better than other free software like Mint and even better than some paid software as well (like Quicken) - easy to use, and lots of helpful free tools! Thanks Personal Capital

Personal capital provides a good service for being free, but it does come with hang ups. The main reason I created an account was to track the performance of my portfolio. This was going fine until I changed my password on my brokerage account. I neglected to update with with Personal Capital and the performance was essentially lost for the period (about 1.5 months). I emailed the customer service team and they took four days to respond to my question and stated that they cannot retroactively fix my performance. What I find suspect about this is that once I updated my password all of the historical data flowed through to their system e.g. dividends, trades, etc. It makes no sense to me that the historical transactions flow through, but you are unable to update my performance. All that is needed is the historical daily closing prices and link them together. Maybe the rep was lazy and didn't want to look into my issue, but basically the main reason I signed up for the service was rendered useless. You would think many people have this problem in a world where you are constantly asked to update your password for security purposes and then neglect to update it to another system that works off that feed. If this issue can be resolved for me I think the software is much more valuable. I may have to look into buying performance software as I don't imagine this issue would arise.

Personal Capital is the best available. So much better than competitors. I appreciate that it presents you with the information needed in a clear and concise manner, but doesn't try to sell you on credit cards, try and get you to change things, etc. It just tells you what you need to know, and there are resources available if you're looking to make changes.

Financial management for people who are not top income earners revolves around two key areas: (1) Net Worth, (2) Day to day budgeting. Personal Capital does part one very well and lacks in the second area. I enjoy using Personal Capital to plan for retirement and get an overview of my net worth. I use the website to analyze my retirement accounts and keep tabs on my total Net Worth. It is the best tool available to do these things. For Day-to-Day budgeting Personal Capital software lags behind competition significantly. This experience is not user friendly and is extremely limited. It would be amazing if Personal Capital purchased YNAB and incorporated the software together. This would truely make it a 1 stop shop for all things personal finance.

Just wish I could link to Robinhood.

This product is very easy to use and has been helpful to keep track of my spending. Updates accounts Everytime you log in and is nicely laid out for quick references. I have used the web site, Android app, and iOS app, all work perfectly. Great product that I always recommend when talking to someone about finances.

I use it whenever I can. Usually about twice a week to make sure I'm heading in the right direction.

It's a solid product, I use it regularly.