Works great for overpriced Rx drugs…
Works great for overpriced Rx drugs that gouge people out of all their money. Now if they could just do something about the Rx prices..
By Chris
Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
39 reviews
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Penguin Pay is a socially-conscious lender focused on making prescription drugs affordable for everyone.
Penguin Pay (penguinpay.com) has 39 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
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Works great for overpriced Rx drugs that gouge people out of all their money. Now if they could just do something about the Rx prices..
By Chris
Great service but largely unknown unless you stumble upon it online while trying to figure out why your insurance doesnt cover Rx until you have paid $2200 into the plan. The Good: 0% interest. 0. You also have something like 12 weeks to pay with weekly auto-withdrawal. Bad credit approved and still 0%. The Bad: As mentioned, the name does not do this service justice. Also, it's true that even though Penguin Pay is associated with a CVS saving card, no CVS pharmacy had a clue what this was or how to use the virtual c.c. There needs to be integration into various pharmacy's systems or at least an automated connection between your service (payment) and my mobile CVS pharmacy app. Lastly, the total cost should be verified prior to pharmacy visit or an agreement between the customer and Penguin Pay that there can be variation of x number of dollars between the signed loan amount and actual cost during pickup. That way, the virtual card, if still in use, won't be denied. This is especially important if it's after business hours.
By Jenna S.
Response from Penguin Pay· Apr 26, 2018
Thank you, Jenna. You're absolutely right about the payment integration, and we expect to have it soon! Just to be clear, we are partnered with Singlecare for the discount, not the CVS savings card, which is likely why there was a discrepancy in the amount at the register. We are also an independent payment option, so the pharmacy would not necessarily be familiar with the program. Best! Team Penguin.
5 stars: Great - the terms and conditions were easy to understand. Thank you for providing this service for people who need the medication but don't have the funds immediately. I will recommend Penguin Pay to anyone who needs this type of service.
By Faye