Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
13 reviews
Pacific Capital FinanceSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Pacific Capital Finance is one of America’s leading providers of working capital and equipment leasing and financing solutions. Pacific Capital Finance offers equipment financing and working capital loans to companies through a one-page application that can provide up to $250,000. We also have programs offering up to $50 Million with additional financials required. Our programs offer flexible payment options and a dedicated account representative. For vendors, Pacific Capital Finance offers same-day funding, competitive rates, online sales tools and access to essential information, and a streamlined documentation process.
Pacific Capital Finance (pacificcapitalfinance.com) has 13 customer reviews on The Fair Hearing, with an average rating of 4.7 out of 5.
Showing 12 reviews with 5 stars · Clear filters
They are very client friendly and professional in completing requests. Very patient as I wanted to find the best deal through comparing other offers. I chose to work with Pacific Capital Finance because of the offer and the service. I would recommend them to anyone looking for funding for their business.
By Robert
My account manager, Lisa G, is by far one of the best representatives anyone could ask for. She is very responsive to our questions and needs, and has earned a customer for life with us
By Jan P.
Christine Walsh was professional and came through when I needed her to. The process was simple and direct. I am very satisfied with the terms and turnaround time. Thank you!
By Vivian L.
This was my second time using Pacific Capital Finance. Like the last time, they did an exceptional job. They are always nice to work with and very communicative, which is super important to me when handling any finances for my business. The representatives we worked with at Pacific Capital Finance were professional and provided excellent service and a good rate. I'm looking forward to working with them again in the near future.
By Bryan M.
I have been in business for 25 years and have dealt with many different banks and lenders. Needless to say, I have been through various loan processes, and I feel that Pacific Capital Finance has been the best to work with. I know I can always count on them whenever I need capital for my business. The application process is simple and the customer service is great. The terms and contracts are very straight-forward and well-explained.
By Luke
My experience with Pacific Capital Finance was seamless. They are very customer oriented and always get the job done. Thank you!
By Clark M.
After being put on the runaround by our bank, I decided to apply with Pacific Capital Finance. The process was faster and the terms were more suitable for our business's needs. They were never pushy and`our account manager was very attentive from start to finish. If we are ever in the need of financing, I will definitely do business with Pacific Capital Finance.
By Connie H.
Pacific Capital Finance provided my business with flexible terms and did so in a very professional manner. They are a great company to conduct business with. Keep it up!
By Roy S.
