It was approved for 400K only could access 150K
It was approved for 400K, then once the time came to draw on the line, they lowered it to 150K. Bait and switch, this isn’t true business funding. Don’t waste your time.
By Michael K.
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Great
229 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Onramp provides fast, flexible working capital for eCommerce businesses. We know online sellers face constant challenges managing inventory, investing in marketing, and covering seasonal gaps. That’s why we’ve built financing designed for the way you operate.Unlike traditional lenders, Onramp offers a simple, transparent process with no hidden fees or rigid terms. Connect your store, get approved, and receive funding in less than 24 hours. Repayment is tied to your sales, so you pay us back as you get paid, keeping us fully aligned with your success.We integrate directly with leading platforms including Shopify, Amazon, Walmart Marketplace, Stripe, TikTok Shop, BigCommerce, WooCommerce, Squarespace, and SHOPLINE. By connecting to the systems you already use, we provide accurate, fair offers based on real business performance - not credit scores.Our capital is easy to access and built to fuel growth. eCommerce sellers use Onramp funding to launch new products, scale advertising, or stock up ahead of peak demand. Thousands of eCommerce businesses trust us for reliable funding that helps them seize opportunities without slowing down.Onramp is more than a lender: we’re experts in eCommerce dedicated to helping your business grow with speed, confidence, and flexibility. Get an Offer
Onramp Funds (onrampfunds.com) has 229 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
229 approved reviews, newest moderated first
It was approved for 400K, then once the time came to draw on the line, they lowered it to 150K. Bait and switch, this isn’t true business funding. Don’t waste your time.
By Michael K.
If you're looking for a true partner in your eCommerce business look no further! OnRamp actually cares about your success and allows you to grow your business. Most lenders are just looking to make a quick buck and as soon as they get paid they don't care what happens to you or your business. Brandon and everyone at OnRamp is professional, patient, and caring. The process is very easy and the terms of the program are clear from the start. No tricks or gimmicks at any point. You can easily get in touch with anyone at OnRamp even after you're funded. I've tried many different lenders and companies but there is no one like OnRamp. Finally a company that understands how to treat their customers and keep them for life.
By Tom L.
Great company
By customer
good customer service. andrew is always helpful
By Brian T.
Onramp is a dream to work with! We love their model and how it has allowed us to increase our Amazon sales. 10/10 recommend!
By Brianna K.
It was a very quick and easy process.. Thanks
By Chris
Great team to work with. Very professional and responsive.
By Trevor D.
Very informative, easy to work with. They were able to help me when I was in a bind and their program seems solid and easy to integrate with my existing shopify store. I'm still waiting to see how it's going to work out long-term but, so far, I feel satisfied with their services.
By Cory