Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
239 reviews
OCHOSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Welcome to OCHO.We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward.OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM.Insurance, built around you.
OCHO (ocho.co) has 239 customer reviews on The Fair Hearing, with an average rating of 4.6 out of 5.
239 approved reviews, newest moderated first
Great experience! Issue to navigate system! Best yet I’ve come across!
By Shiree C.
Response from OCHO· Oct 22, 2026
Hi Shiree, thanks so much for taking the time to review us! That's great it went so smooth for you. If you ever need anything, just reach out.
Fast and easy to get insurance
By customer
Response from OCHO· Oct 22, 2026
Fast and easy is what we love to hear! Thank you so much for the review, Joshua :)
Great payment price and services
By customer
Response from OCHO· Oct 22, 2026
Thank you for your review, we're so glad we could help you out.
Bruh it was quick as hell had insurance in less then 3 hrs and I'm saving like 80 bucks while haves the same exact coverage man come on mane say less
By Dogforce
Response from OCHO· Oct 22, 2026
We love this review! Glad we got you covered for less, and fast. <3
Ocho, actually lives up to REAL DEAL!! LOWEST RATE AND NO OR LOW DOWN START UP FEES! 'OCHO,REAL DEALS,4 YOUR WHEEL'S!....... PS SINCE I CAME UP WITH THIS SLOGAN OCHO. EMAIL ME A DISCOUNT. S SNOW
By SNOW/SANDY
Response from OCHO· Oct 22, 2026
Thank you for your review, SNOW! We'll pass that awesome slogan on to the team. We’re so glad OCHO’s low down payment made getting covered easier for you.
They make the process vefy easy and help with down payments that would over extent your pockets.
By Taishika T.
Response from OCHO· Oct 22, 2026
Nobody should have to stretch their budget just to get covered, so this really made our day. We’re glad the application felt easy and that a lower down payment made car insurance doable for you. Thank you for taking the time to review us! — The OCHO Team
I switched from USAA because their website was quite old school and I wasn't getting the best deal. For those unfamiliar. Ocho seems to be some service that finds you an insurer, but they aren't an insurer themselves. They seem to have found me a better deal than the other quotes I found onmy own. The website is easy to use. No issues so far. It is noteworthy that they don't have much of a grace period on late payments, but they remind you thoroughly, and the one time I paid too late, they helped me re-sign up without my rate going up.
By Frank P.
Response from OCHO· Oct 14, 2026
Frank, we’re so glad you found OCHO and that we could help you find a better deal! One thing we’d love to clarify for you and other drivers reading this: OCHO offers a free grace period of 10 days anytime you miss a payment. This grace periods costs us money because we pay those days of insurance for you. But, we do it to help you avoid cancellations and keep your record of continuous coverage. If you need more time beyond the initial 10 days, OCHO offers 1-4 days extra, but we ask you to make a small payment towards those extra days. No other broker or carrier will give you extensions as generously as OCHO does. We know life doesn’t always go to plan, so we want to give our customers a little extra breathing room when they need it. We’re also happy our team could help you get covered again without an increase in your rate! Thank you for your review and choosing OCHO
Really great was able to find a policy and quote within a couple minutes. Paying and pricing options were really easy to follow. Was able to get coverage same day!
By Pedro V.
Response from OCHO· Oct 14, 2026
Hi Pedro, we're so glad to hear it all came together so smoothly for you. Thank you for taking the time to leave a review! — The OCHO Team
