Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Average
166 reviews
Nova CreditSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.
Nova Credit (novacredit.com) has 166 customer reviews on The Fair Hearing, with an average rating of 3.6 out of 5.
166 approved reviews, newest moderated first
It works when things are simple and straight forward. Their Linking and Matching of records to the UK beureos are are not great, I out exceptional rating in UK but Novacredit did not find my record after living in UK for over 15 years !. It did work for my wife who lived in the country for 6 years
By Ram
Excellent and easy to use service. I got approved for an amex card in under an hour from when I first clicked on the Nova Credit website. I would highly recommend Nova Credit to anyone from any of the countries currently supported by this company!
By Patrick B.
The process was simple and it worked exactly how it said it will work.
By Ivan J.
Really happy
By Arif Hossain K.
Your credit card services are beneficial. The procedures to use the card like billing and paying are simple and easy to use.
By Siraj
Good service especially for those moving to US. It'll be better to get a temporary address in US prior moving to US So that people can apply for credit card in US address. Maybe service providers can think about it.
By Ahamed K.
Nova Credit has done excellent job by creating a bridge to utilize existing Credit History across borders, Hence making it easier for newbies to be part of US financial system by narrowing waiting period instead of building Credit History from Scratch. It's kind of First Financial Inclusion Steroid of the world !!
By Sumit K.
Good, I was very happy
By Maz S.
