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At first I was not sure because i know its a high rate BUT i was able to contact them and make a 1 time payday payment with their costumer service.
By Mariana
Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
782 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
At Night Winds Lending LLC we understand life may present unforeseen and costly expenses.Installment loans from Night Winds Lending LLC can help manage expensive emergencies such as home and auto repairs as well as medical concerns.
Night Winds Lending (nightwindslending.com) has 782 customer reviews on The Fair Hearing, with an average rating of 4.1 out of 5.
782 approved reviews, newest moderated first
At first I was not sure because i know its a high rate BUT i was able to contact them and make a 1 time payday payment with their costumer service.
By Mariana
Do NOT use this. It is a scam to make you pay more than whats offered. Approved for a $500 loan but the agreement only had an option to pay it over a year and you would have to CALL back to change that. Feels like a scam to trick people into paying more than offered.
By Lucas M.
Good and fast very professional
By Joseph W.
If I could give zero stars, I would absolutely. I completed an application which showed that I was approved for a particular amount. I signed agreements and even entered my bank details on the agreement. The agreement listed the payment dates the amount and also stated that I could pay it off early to avoid those large fees. After that, I had expected the deposit to hit my bank account within the a lot of time that it stated on the agreement. After not getting anything from this company regarding the deposit, I decided to call them once I called them. I was told over the phone that my application had actually been denied. I did not get any notice of this beforehand and probably would not have known unless I had called. This company is incredibly deceiving and not trustworthy. If I could give them negative stars I absolutely would and I truly do not understand how they have a 4.1 rating when it should be much much lower. I would not advise anyone to use them if you were in an emergency as it is deceiving when they say that you are approved, but they never send the funds because in the background you actually were never approved. This most certainly seems like a scamming site to collect your info.
By Kalynn
The agent was kind polite and explained everything to me and listened to everything that I said
By yolanda H.
Great customer service Was able to get the help I needed Will recommend
By Maonry A.
I can’t get into my account
By Robin J.
Easy friendly and very informative
By Allison