Very easy online experience
Very easy online experience. Not many choices or Q&A but very streamlined.
By Vikram “Vik” S.
Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
190 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
At Nationwide, we exist to protect people, businesses and futures with extraordinary care. We’ve been in business for nearly 100 years, so you can rest assured that we have the experience, integrity and capital strength to manage today’s challenging marketplace.In April 2023, we launched Nationwide Life Essentials to provide a simple and quick way to meet the protection needs of people across America with term life insurance.Nationwide Life Essentials is a 100% no-exam, online term life insurance policy that gives applicants a path to protection within 15 minutes, if approved.Get a quote
Nationwide Life Essentials (lifeessentials.nationwide.com) has 190 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 179 reviews with 5 stars · Clear filters
Very easy online experience. Not many choices or Q&A but very streamlined.
By Vikram “Vik” S.
Easy and fast
By Ruth S.
The application was Very easy to follow. Getting approved was quick and easy and no hassle. Now I have insurance coverage for 20 years at a very reasonable rate that’s affordable.
By Andrey Delfany C.
Very quick and easy! I was able to do everything online. No exam and no phone calls were needed to complete the process.
By Dan
Great customer service and easy to do
By Rena
Good insurance and very affordable. I’m happy have a good coverage to leave my kids.
By Jhalae
Easy application no issues straight forward I like that
By Stephen
Clear, succinct process for enrollment. Policy rates were not only better than competitors - but trustworthiness ratings from financial institutions as well as customers were both in highest standing and positive. As a consumer, this is what I most value should my family need it.
By Elizabeth