Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
190 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
At Nationwide, we exist to protect people, businesses and futures with extraordinary care. We’ve been in business for nearly 100 years, so you can rest assured that we have the experience, integrity and capital strength to manage today’s challenging marketplace.In April 2023, we launched Nationwide Life Essentials to provide a simple and quick way to meet the protection needs of people across America with term life insurance.Nationwide Life Essentials is a 100% no-exam, online term life insurance policy that gives applicants a path to protection within 15 minutes, if approved.Get a quote
Nationwide Life Essentials (lifeessentials.nationwide.com) has 190 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 179 reviews with 5 stars · Clear filters
New term life policy: quick and easy My existing term life policy was expiring. I did not have time to get results from a medical exam and renew. Going through Nationwide's website, I was able to sign up for a new policy by answering questions on their form. No medical policy was required.
By Cory
Super easy, transparent process. Makes me feel good
By Max
Easy, quick and efficient
By Shannon C M.
Easy to apply, no doctors visited needed and the cost is amazing!! Exactly what I was looking for to make sure my family is covered in the event God calls me home.
By Derek
I have shopped around for life insurance from several companies, and Nationwide is the best by far. The online application was simple to fill out and the results with quote took minutes to calculate. Thank you Nationwide.
By JP
its the best
By Sushiela
Great experience!
By Kelly
Very easy process to apply for life insurance online . Customer service was very helpful in answering all questions when I called them directly to confirm coverage.
By Brian
