LendingOne, LLCReviews of lendingone.com

777 Yamato Road, Suite 510, Boca Raton, Florida

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The Fair Hearing score

4.5/ 5

Excellent

453 reviews

LendingOne, LLC4.5Excellent

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Honesty, pricing, process and quality scores appear once 5 customers have rated them.

About LendingOne

LendingOne is one of the nation’s leading direct lenders for real estate investors—from individual operators to institutional firms. Whether you're funding a single fix and flip, growing a long-term rental portfolio, or developing a large-scale build-to-rent community, we offer flexible capital solutions to help you scale with confidence.Backed by a leading global asset management firm, we combine financial strength with deep industry expertise to deliver reliable capital, fast closings, and the certainty investors need to grow. Our suite of loan products includes Fix and Flip, DSCR Rental, Fix to Rent, SFR Portfolio, and New Construction financing.Through our dedicated Institutional Group, we provide specialized lending for high-value, complex transactions—offering customized non-recourse loans for BTR aggregation and renovation facilities, as well as SFR portfolio term loans with capacities of $100M+ and flexible 5-, 7-, and 10-year terms.Our commitment to long-term strategic partnerships has earned us the loyalty of thousands of repeat borrowers each year. Discover why LendingOne is the preferred specialty mortgage lender for investors nationwide seeking certainty, scalability, and a smarter way to invest.

LendingOne, LLC (lendingone.com) has 453 customer reviews on The Fair Hearing, with an average rating of 4.5 out of 5.

Also known as: LendingOne, lendingone.com
Website: lendingone.com
Category: Investments & Wealth
Location: Boca Raton, Florida
Listed on The Fair Hearing: 2026

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Jul 17, 2025

Multiple last minute surprises & delays

Lending One used to be the best in the game. I’m done over 20 DSCR loans with them. My most recent loan will be my last. I genuinely feel that management did everything they could to try to get me to cancel my app. I had multiple last minute LTV drops. Their appraisal came in $20k below market. I found out the appraiser used approx 100 sq ft less than the actual under air sq ft per the property appraiser and they refused to raise the value. Their rent appraisal came in $200/mo below market. I placed a tenant at their request (at market rent over $200 higher than their appraisal) to get the 80% LTV, sent them a copy of the lease and the property managers verification of rent received and that still wasn’t enough. Keep in mind this is all for a simple $175,000 loan. I assume they were bought out by private equity or something like that and that’s the reason why they no longer care about their customers. I won’t be back.

By Johnny

Response from LendingOne, LLC· Jul 23, 2025

Thank you for your review and for taking the time to provide feedback about your recent loan experience. We value your insights and understand your concerns regarding the last-minute surprises and delays you encountered, especially given your history of over 20 DSCR loans with us. We truly regret that your most recent experience did not meet the standards you've come to expect from LendingOne. Please be assured that your feedback is incredibly important to us, and we are committed to resolving the issues you've raised. We want to understand the specifics of what went wrong and address them directly. Someone from our team will be reaching out to discuss your experience further and address any issues you encountered. If you'd like to connect with our team directly, please feel free to email us at [email protected]. We appreciate your past business and hope to have the opportunity to regain your trust.

LendingOne reviews

453 approved reviews, newest moderated first

Aug 6, 2025
The loan officer and staff were…
The loan officer and staff were persistent and helped stay on a timeline that got it closed out. The scrutiny of my financial picture was unmatched by any loan process I have ever been through and they explained why they had to do that. Overall great experiance
By customer
Response from LendingOne, LLC· Aug 7, 2025
We're so glad to hear this! It's our goal to not only get loans closed on time but also to make sure our clients feel informed and supported throughout the entire process. We truly appreciate you acknowledging our team's persistence and their effort to explain the detailed financial review. Thank you again for the kind words and the 5-star review!
Aug 4, 2025
Excellent performance
Excellent performance
By Maqsood T.
Response from LendingOne, LLC· Aug 4, 2025
Thank you for the 5-star review! We are so glad you had a great experience! Look forward to working with you again!
Aug 2, 2025
Candida Domingo is Simply Beautiful in…
Candida Domingo is Simply Beautiful in keeping the Train on The Tracks!!! Thanks
By woody W.
Response from LendingOne, LLC· Aug 4, 2025
So glad to hear that Candida was able to keep things running smoothly for you! We'll be sure to pass along your kind words. Thanks for the 5-star review!
Jul 22, 2025
They work well you and give you options that will benefit you in the long run.
I had a great first experience and I look forward to using them again soon
By Mishella W.
Response from LendingOne, LLC· Jul 22, 2025
Thank you for the 5-star review! Our goal is to ensure our investors are set up for success. We look forward to working with you again for your future investments!
Jul 21, 2025
Great Service
Keisha and Pierre were great to work with. Would recommend Lending One to all real estate investors.
By customer
Response from LendingOne, LLC· Jul 22, 2025
That's fantastic to hear! We're thrilled that Keisha and Pierre provided you with such a great experience. They're truly valuable members of our team, and we'll be sure to pass along your kind words. Thanks so much for recommending LendingOne to other real estate investors—it means a lot!
Jul 17, 2025
Multiple last minute surprises & delays
Lending One used to be the best in the game. I’m done over 20 DSCR loans with them. My most recent loan will be my last. I genuinely feel that management did everything they could to try to get me to cancel my app. I had multiple last minute LTV drops. Their appraisal came in $20k below market. I found out the appraiser used approx 100 sq ft less than the actual under air sq ft per the property appraiser and they refused to raise the value. Their rent appraisal came in $200/mo below market. I placed a tenant at their request (at market rent over $200 higher than their appraisal) to get the 80% LTV, sent them a copy of the lease and the property managers verification of rent received and that still wasn’t enough. Keep in mind this is all for a simple $175,000 loan. I assume they were bought out by private equity or something like that and that’s the reason why they no longer care about their customers. I won’t be back.
By Johnny
Response from LendingOne, LLC· Jul 23, 2025
Thank you for your review and for taking the time to provide feedback about your recent loan experience. We value your insights and understand your concerns regarding the last-minute surprises and delays you encountered, especially given your history of over 20 DSCR loans with us. We truly regret that your most recent experience did not meet the standards you've come to expect from LendingOne. Please be assured that your feedback is incredibly important to us, and we are committed to resolving the issues you've raised. We want to understand the specifics of what went wrong and address them directly. Someone from our team will be reaching out to discuss your experience further and address any issues you encountered. If you'd like to connect with our team directly, please feel free to email us at [email protected]. We appreciate your past business and hope to have the opportunity to regain your trust.
Jul 6, 2025
1st timer. True to their word!
Our experience overall was really good. There was a point where there was a lapse in communication or responsiveness, which was resolved. Aside from that, all things were favorable. They were true to their word and closed relatively quickly! Always pleasant and professional. Thank you Lending One!
By customer
Response from LendingOne, LLC· Jul 7, 2025
Thank you for taking the time to leave us a review. We're so happy to hear your overall experience was good and that you were able to close your loan quickly! That's our goal! We apologize for the lapse in communication. We understand how crucial clear and consistent communication is, and we're glad it was resolved. Your feedback helps us get better, and we're committed to providing excellent service every step of the way. With that in mind, someone from our team will be reaching out to you shortly to discuss your experience further. If you have any immediate questions, please don't hesitate to contact us at [email protected]. Thank you again!
Jul 3, 2025
Have had much better experiences
Overall the process was fine. however it could have been better : 1.The process took much longer than anticipated. 2. There was back and forthw ith paperwork already sent 3. all parties (HML etc.) were not kept in the loop of the process 4. Valuation of my home was late too late ion the process for me to change any decision's + it was really low, but given i recd it only ~3 weeks post inspection, there was not much that could be done
By customer
Response from LendingOne, LLC· Jul 3, 2025
Thank you for taking the time to share your feedback. We understand your frustrations regarding the timeline, repeated paperwork requests, communication breakdowns, and the late and low valuation of your home. This is certainly not the seamless process we aim to provide here at LendingOne. A member of our customer success team will be in contact to discuss your experience in more detail. We want to understand what went wrong so we can identify areas for improvement and ensure this doesn't happen again. Thank you for bringing this to our attention!

LendingOne, LLCReviews of lendingone.com

Rating distribution

What customers rate

About LendingOne

More in Investments & Wealth, Florida

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The Mortgage Expert

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LendingOne, LLCReviews of lendingone.com

Rating distribution

What customers rate

LendingOne reviews

The loan officer and staff were…

Excellent performance

Candida Domingo is Simply Beautiful in…

They work well you and give you options that will benefit you in the long run.

Great Service

Multiple last minute surprises & delays

1st timer. True to their word!

Have had much better experiences

About LendingOne

More in Investments & Wealth, Florida

RAN Funding

The Mortgage Expert

Andrew Cordle

US FUND SOURCE

LendingOne reviews

The loan officer and staff were…

Excellent performance

Candida Domingo is Simply Beautiful in…

They work well you and give you options that will benefit you in the long run.

Great Service

Multiple last minute surprises & delays

1st timer. True to their word!

Have had much better experiences