Ridiculous interest
It helps with a loan but interest is ridiculous . They could offer lower interest and better payment options like other loan companies.
By Jason A.
Tuesday, November 3, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
406 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
LendingCreative issues fast, online installment loans from $200 to $2,000 repayable over six months. Our 100% digital application and funding process means no paperwork, no hassles and quick access to cash when you need it!
LendingCreative (lendingcreative.com) has 406 customer reviews on The Fair Hearing, with an average rating of 4.4 out of 5.
406 approved reviews, newest moderated first
It helps with a loan but interest is ridiculous . They could offer lower interest and better payment options like other loan companies.
By Jason A.
It was quick, easy and simple to complete.
By Rochelle
The ease of acquiring my loan was great. No hassles at all
By Karen J.
Response from LendingCreative· Oct 19, 2026
We love hearing this! Keeping things quick and simple for you is always our priority.
It was fast and easy to get approved and receive funds.
By nancy
Response from LendingCreative· Oct 19, 2026
That’s what we aim for — fast and easy! Thanks for the great review.
Easy process quick deposit. Good if you can pay back quickly high interest. Got me the temporary help I needed
By CARRIE
Response from LendingCreative· Oct 19, 2026
That’s what we aim for — fast and easy! Thanks for the great review.
The company arbitrarily changed my payment date to the day after payday, sent me new forms without stating those dates were changed. I signed them, which is on me. Then when I spoke to them about the potential overdraft fees, informed me that I signed those forms and no changes could be made until first payment was made. I made other arrangements and paid off this loan before the first payment was due. They still charged me almost $60 in interest. I do not recommend them at all.
By Donna H.
Response from LendingCreative· Oct 19, 2026
Thank you for your review. We would like the opportunity to discuss this with you further. Please contact us at 800-660-2377 to speak with a customer service representative today.
Very nice customer service.
By INDY1034
Response from LendingCreative· Oct 19, 2026
Thank you so much! We're always here whenever you need us.
Very knowlegable and proffessional staff
By Floyd
Response from LendingCreative· Oct 19, 2026
We’re proud of our team — thanks for noticing and taking the time to leave a review!