No processing fees no complaints :)
If you have a business and take credit cards for payment, consider this service. I went from paying $400+ a month in processing fees to $29.00 a month. My patients don't complain about it.
By Jeanne K.
Monday, November 9, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
643 reviews
Select a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Eliminate your credit card processing fees.JOIN MILLIONS OF SMALL BUSINESSES AND SAVE THOUSANDS.The business owner passes on the cost of acceptance to the customer who chooses to pay with a credit or debit card.With such a high percentage of transactions being done by credit card, it is no longer practical for business owners to bear the burden of exorbitant processing fees.Studies show no impact on customer behavior over 99% of the time.
Kibo Pay (kibopay.com) has 643 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
Showing 622 reviews with 5 stars · Clear filters
If you have a business and take credit cards for payment, consider this service. I went from paying $400+ a month in processing fees to $29.00 a month. My patients don't complain about it.
By Jeanne K.
Customer service has been outstanding! Appreciate Rachel and the Kibo team for their patience and help switching me over. They made it a breeze :) My small business will be able to serve our local community better with the money this will save us. Thanks again!
By Casey
I always have an amazing experience with merchant support -- we're a small restaurant that changed ownership in the middle of the pandemic/economic crisis and it was really overwhelming to think about having to set up various systems while making sure that we were meeting all the proper guidelines. Even if they didn't know the answer right away, our case manager was absolutely amazing at getting us the help we needed and streamlining complicated processes so that we can put our business and our customers first. Cannot recommend them enough!!
By Lacey, W.
Ryan helped me transition from my old credit card processing system to the new and it was so easy. The easiest thing I think I've ever done!! He and his team are amazing!! And I love my new processing machine and system!!!
By Debra
Ryan has been excellent provides great customer service!
By Dr. S.
Ryan was a pleasure to work with very attentive and quick to respond and get things done I really appreciate all his help and making a smooth transition
By heidi F.
I'm Still trying to figure out how to use this, I'm hoping Kibo pay would enlighten and direct me on how to use this service.
By Naoki N.
I highly recommend Kibo. Easy and smooth startup, great communication from team members. It's been a wonderful experience.
By Juan G.