FizzReviews of joinfizz.com

I love the credit building part and all . The only thing I hate about, is the fizz card is unreliable . Tried using it twice and it always gets declined . If you have an available credit it should always go thru .

The card itself is great, and the app works perfect, but the reporting to credit bureaus is absolutely horrendous. After 8 months of having the card, it still appears on only 2 of the 3 bureaus. Out of the 2 it appears on, it’s accurate on neither. For instance, this review is written at the end of may, and activity was last reported from march. It’s almost 2 months late, even with card activity. Support only says “it takes up to 6 months for the card to appear”. Fizz is the only card that has taken more than instantly to get reported, and still isn’t fully reported after 8 months. Otherwise, the card is great and the support is quick to answer.

*6/6/24 - 3rd Update* my new bank account I opened finally worked and sent payment to Fizz. Like a couple others in these reviews have said, I think the biggest thing I would love to see for a better experience, is the whole payment processing and hitting the account time frame. It says the usual 1 - 3 Business days and I'm on day 4. I have many accounts that take payments the same way but it's always quick with company/bank. So using a credit building card, you are pretty much using that instead of other payments so you want the process quick. Being on 4 days with the card still frozen waiting on payment does stink because it takes away from using the card and end up using your normal debit/credit cards. Added another star though for process to finally be working so far. *6/1/24 - Month Update* - Nothing came from the Bank error code Fizz was getting. My Bank didn't have anything blocked so it was left in the air as nothing else could be done. I have now opened a 2nd Bank account so I can connect to Fizz and hoping THIS payment works. Will update here soon and update the Stars depending how this goes. 5/1/24 - Will change rating if I can start using my FIZZ account without any issues. I just recently signed up and twice now within days apart, my account was froze and giving me either errors or saying "suspicious activity" which then turns out to be absolutely nothing on my end. Still taking days for the agents to fix my account so I can actually start using it fully to build my credit. Never had issues like this with other credit building companies. Will update when I can.

I'd like my bank account to stay connected instead of having to redo it everyday

Fizz ended support for iOS < 16. This card targets college students, the majority of us cannot afford to buy a new phone as soon as Apple drops mainline support. Apple currently still provides security updates so the fact that they require iOS 16 or greater is inane. They lack insight in how their targeted user base operates which is concerning.

It’s been good for the purposes of having a safe credit building method. The rewards is difficult to understand. Specifically, not knowing whether my local grocery will be labeled as a grocery store and therefore receive rewards. It would also be nice for the name of the purchases to show up that way when they are charged from the connected account.