Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Average
53 reviews
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Guardian Debt Relief is a top consumer-rated provider of debt settlement services, based in the heart of the Financial District in New York City.We provide an alternative to bankruptcy, credit counseling, and debt management. Through debt settlement, we have improved the financial situation of thousands of clients just like you.If you’re barely making ends meet because of outstanding debt, we’re here to help. Whether you’ve found yourself unemployed or underemployed, are already being hounded by creditors, have had a medical emergency, or you can only make minimum payments on your outstanding debts, we’ll work with you to figure out your best options.We’ve helped thousands of people regain control of their finances and their lives and we can help you too!
Guardian Debt Relief (guardiandebtrelief.com) has 53 customer reviews on The Fair Hearing, with an average rating of 3.9 out of 5.
Showing 2 reviews with 2 stars · Clear filters
Well we are in the process. Paying almost $1000 per month. We got sued by a lender. The case was continued in June. Court was 8/27/25. We found out the attorney representing Guardian hence representing us never showed up??? ? Like what the hell.
By Joe Girardi - The Girardi H.
Run as fast as you can away from this company. I gave them about 4500$ so far, my credit was not even bad when I started, I ran into some issues and knew the following month I was not going to be able to make the payments on my cards so I called them( my mistake) they waited 4 months to make a payment on one account and never even contacted the other accounts. Still have not contacted them to this day and it's been a year. The settled on one account for 1100 and paid 700 on another 1800 right? Where is the other money you ask? In their pocket and when I asked to cancel the program because now my credit is wrecked and no progress on any for the cards or my credit they are still saying I owe them 1200 for their services and won't cancel the payments. The biggest scam I ever seen in my life. They told me they get 27% of what ever settlement they make. Thats as much as the interest on the cards. Even with that math it still makes no sense as to where the other 3200 went. 364 a month for 12 months 4300$ -1100 for one settlement and 700 for another 1800 right. So where is the other 2500$ plus want an additional 1000 to cancel. Without even paying off the other settlement. Run this is a scam.... Edit supervisor did call me back and took care of things so I added a star. Hope things are resolved. When she explained things to me the original person I spoke to last year mis informed me of everything.
By Kristin
