Great for rebuilding credit
Great for rebuilding credit
By Frank M.
Monday, November 9, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
514 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Reach your financial goals with new ways to boost credit, manage spending and budgets, low APR cash to pay off credit cards, and actionable credit advice from AI. Experience the smartest way to manage and pay off credit cards. We’ve helped users pay off millions in credit card debt.MOVE BALANCES OFF EXPENSIVE CARDSInstantly transfer up to $15k from high interest credit cards to a low APR credit line. Pay off balances much faster and save hundreds of dollars on interest charges. Instant approval, soft credit check. See Details section for more information.CREDIT BUILDINGBoost your credit with Gauss Credit Builder. You'll get a credit line reporting to major bureaus that helps you build positive credit history, even with no credit or low scores. No credit check, fast initial reporting.PAYROLL ADVANCESend Gauss money directly to your credit cards and protect yourself from late fees. Repay Gauss with your next payroll. See the Details section for more information.PERSONALIZED AI ASSISTANTGet unbiased recommendations for new loans and cards. Track credit reports and receive actionable advice to improve your credit score. Negotiate existing debt with your lenders. Ask AI to set smart budgets that help you pay off debt faster. Make the right financial decision every time.
Gauss (gauss.money) has 514 customer reviews on The Fair Hearing, with an average rating of 4.8 out of 5.
514 approved reviews, newest moderated first
Great for rebuilding credit
By Frank M.
This company has helped me get out of debt slowly but surely
By Alan Miller O.
Very easy to sign up
By Eric H.
They've been a helping hand for years now addressing debt I had built up on credit cards. I could not have dug myself out of that hole without the flexibility Gauss gave me with a lower interest rate and a small line of credit. That small edge helped me bridge the gap from high interest cards that could never go down to affordable personal loans at significantly lower rates. Without Gauss, I'd still be paying hundreds every month in interest with no path to a resolution. Good features for monitoring your spending too if you have fat to trim. I hope they keep improving the way they have these last few years.
By Thomas E.
I’m loving the app it’s a great experience it’s very helpful
By Tiffany B.
I absolutely love the app it really has built my credit wayyyyy higher than before thanks so much
By Vernell B.
This app is awesome!! Laid out super simple
By Wbda
Nice app i like
By Jerry E.