Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
35 reviews
Flux CreditSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
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Flux Credit (fluxcredit.com) has 35 customer reviews on The Fair Hearing, with an average rating of 4.5 out of 5.
35 approved reviews, newest moderated first
They were easy to work with and did what they said they would do. 'Nuff said.
By James W.
Response from Flux Credit· Aug 25, 2022
Hi James - Thank You! I see that we resolved a case for you nearly a year ago - I'm glad this worked out for you. Appreciate the kind gesture!
Let me start by saying that the team at Flux Credit greatly exceeded my expectations. As I imagine many feel, the lawsuit against me was unfair, to say the least. Regardless, I knew that unless I could settle it, the amount owed would continue to increase and seemingly never end. Let me give you some numbers. I was sued for approximately $120,000. After attempting to settle on my own, I was left with a $90,000 offer (which is basically what I owed minus late fees, etc.). These types of creditors are paid to be mean - and they certainly live up to that. I absolutely did not want to deal with them any more. So I hired Flux Credit. Long story short, in less than 2 months, everything was resolved for $58,500 - and that includes the well-deserved fee that I paid to Flux Credit. Flux Credit not only saved me over $30,000, but they saved me from the headache of having to deal with some real jerks. If you find yourself in a bind like mine, I offer my highest recommendation to work with the great team at Flux Credit.
By Paul L.
Response from Flux Credit· Jul 15, 2022
Thank you Paul for your kind words. I'm glad that we were able to reach an amicable resolution for you. Initially, this firm was adamant to collect on the balance in full and they seemed partial to taking their chances over time to go after additional interest. Fortunately, we were able to soften them up, but we cannot take all the credit. You are our perfect client. When we asked you for additional supporting documentation, you furnished what we needed expeditiously. We then sifted through all the materials, redacted your personal information and then sent to the firm the items that we felt would best demonstrate your circumstance and ability. Further, you did not interfere by contacting the firm while we were going through these motions. I stress this point for any current or future client who may be reading this review and considering our service. Sometimes cases are worked out in days, however, sometimes it takes months and there is never a guarantee. That said, we do work diligently and only ask that our clients communicate directly with us, not the firm. More often than not, this will backfire. Consider that the collection company/firm is always trying to collect as much money as possible, so if there is interference, they may attempt to use that against you, which may foil our plans. Patience. We closed out this case about two months ago and we just received the Satisfaction of Judgment this week (SOJ) from the court. I understand the stress level clients go through. Years in the making and resolved in a fraction of the time. Hang in there and remember that we are biased toward you, the client. We are not debt collector :). -Jeremy
When I received a writ of summons from the cursed LVNV Funding's law group, it was difficult trying to find any kind of attorney or consultant. I decided to give FluxCredit a chance as they seemed pretty legit online. It was probably the best move I ever made. Lawrence has been a godsend. He's been willing to contact me via phone or text, and he's helped me every step of the way to get a settlement done. The guy's even been cussed out and hung up on by the law group. I don't think I can stress how amazing it's been working with him and FluxCredit. They've only charged me half of the total usual cost, but I'm adamant at the end of all this to pay for the full service. It's well worth the price. We're still in the middle of settling the debt, but regardless of the outcome, I would absolutely work with these guys over and over.
By Rodney K.
Response from Flux Credit· Jul 8, 2022
Thank you Rodney for your vote of confidence. We are working diligently to finalize resolution. Nothing is ever guaranteed, handed out or easy, but we are adament to bring you calm. I shared your post with Lawrence and he really appreciates your kind words. Your testimonial is a motivational blessing, which livens up the office vibe. Seriously, Thank You :) -Jeremy
This company is trustworthy ,they settled a few judgements for me and really helped me out . They will fight for you
By Michael W.
Response from Flux Credit· Apr 14, 2022
Thank you Michael. Hardwork and Perseverance Pays Off. Thank you for your support and belief. I am happy we were able to reach a satisfactory outcome. -Jeremy
I had a great experience working with Flux Credit. Jeremy was extremely helpful in getting me a decent settlement on my equity loan. It was a difficult situation that Jeremy helped me get through. 100% satisfied! Would highly recommend Flux Credit to anyone needing assistance with a tough financial problem.
By Jenny S.
Response from Flux Credit· Apr 7, 2022
Thank you Jenn! I almost gave up to lol... I'm always upfront with people, sometimes miracles happen in days and other times it can take months. In your case, I believe we grinded on it for six months until finally, compromise was reached! I must give you props as well - every time I asked you for something, you provided it. This was certainly a team effort between you and I and we got it done. Cheers!!! -Jeremy
This was important for me to leave this review. When I came to Flux Credit I was a hot mess. I had judgements and buried in debt. They quickly became my power of attorney and got the judgements off of my back. They negotiated with my creditors and reduced pay off amounts significantly. I paid them one fee and they took care of the rest. I began to see the light. Over the past few years, they helped me get out of debt and then referred me to another program that really changed the game for me. Flux Credit are some knowledgeable, compassionate folks and are game changers in the Industry. I want you all to know that this company is a great company, and I have nothing but appreciation for them helping me get out of debt and back on track. They are very transparent, and I feel have their client's best interest in mind. Thank you to Rob and Travis big time for everything!
By Dalyce K.
Response from Flux Credit· Mar 23, 2022
Thank You Dalyce! Rob generally doesn't get a lot of love because he is usually on the backend negotiating the settlements. I'm glad that you were able to connect with him personally and he was able to get the job done for you. Now that all of the judgments are cured and bad debt gone, if you are interested in buying a home, please let us know. We have a great network of agents and lenders who can make this happen for you! -Jeremy
Jasmine Edmison has been my right hand she's always on top of things, if have any questions about my situation she's will go out her way to get the information I need if she doesn't know it already.👍
By Jeffrey T.
Response from Flux Credit· Feb 28, 2022
Thank you Jeff! You are correct - Jasmine has been amazing! She has helped me, Flux and our Clients in so many ways. She is a great listener and helps to resolve any issue. If she is unsure, she normally comes to me to help troubleshoot the answer. I truly appreciate and recognize your kind words. Thank You! -Jeremy
I have nothing to say but good things about Flux Credit and most of all Christopher McKay! I was struggling with getting a fraud case off of my account and they went over and beyond to make sure everything was rectified and taken off my credit report.
By Rey G.
