Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 79 reviews with 4 stars · Clear filters
It’s good ish
By customer
Response from Extra Card· Jan 19, 2023
We appreciate your feedback! If you'd like to share how this product would better suit you, please reach out to [email protected] and we'll take your comments into consideration.
Using the card gas improved my score back to where it originally was
By Alberto S.
Response from Extra Card· Jan 19, 2023
We're so happy to hear the Extra Card has improved your score—thank you for your review!
I love how quickly it helped to build my credit. My score has gone up by almost 200 points since signing up for the card.
By K F.
Response from Extra Card· Jan 19, 2023
We are so happy to hear the Extra Card has greatly improved your score—thank you for your review!
A great card to build credit as new individual to the USA.
By Ashley O.
Response from Extra Card· Jan 19, 2023
Thanks for your review!
easy to use. I just wish my card had the tap to pay.
By Clint F.
Response from Extra Card· Jan 18, 2023
Thank you for your feedback! While Extra is currently not tap enabled, you can add your Extra Card to Apple Pay or Google Pay for contactless payments. 🎉
Quick and Easy Customer Service.
By Jay
Response from Extra Card· Jan 18, 2023
Thanks for the feedback!
It has helped with my credit quite a bit.
By Adam
Response from Extra Card· Jan 12, 2023
We love to hear it, Adam!! We always want to know what keeps our members engaged and if there is anything more we could be doing to turn this into a 5-star review, please hit us up at [email protected]
Reporting to the credit agencies.
By Abdullmusawwir S.
Response from Extra Card· Dec 22, 2022
Thank you for your review! Extra currently reports to Experian and Equifax. We're in communication with TransUnion, but do not have a timeline as to when they'll add us to their reporting matrix—we'll keep you updated!
