Excellent customer service 24/7!
Excellent customer service 24/7!
By James V.
Response from Extra Card· Dec 28, 2022
We're so happy to hear it—thank you for your feedback!
Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
Excellent customer service 24/7!
By James V.
Response from Extra Card· Dec 28, 2022
We're so happy to hear it—thank you for your feedback!
Getting my credit up
By Jerry
Response from Extra Card· Dec 28, 2022
Thank you for your feedback!
The Extra card and company is just what the doctor ordered for those just starting their credit building journey and for those either wanting to improve their credit or rebuild their credit. Further, Extra gives those less fortunate to have established credit the opportunity to build credit via a debit card where they would otherwise be effectively locked out from building such credit with any other debit card and all for a reasonable low monthly or yearly minimal fee. I STRONGLY recommend the Extra card to all those individuals that fit into any of the categories I just mentioned. If I could I would give Extra 10x10 star review, so don’t wait get your Extra card today!
By Ernest
Response from Extra Card· Dec 7, 2022
Thank you, Ernest! 🙏
What’s not to love. Debit as credit inquires but in a good way
By Xavier G.
Response from Extra Card· Dec 28, 2022
Thank you for your feedback!
I've had extra for nearly a year and a half. It has raised my FICO score by over 100 points! It is by far the cheapest means of raising your credit score, as with the rewards I've come close to nearly breaking even in cost of using the card. I got a great deal on my new car and can say 100% that without using extra I wouldn't have been approved. HIGHLY RECCOMEND.
By TYLER
Response from Extra Card· Dec 7, 2022
We are so happy to hear you've had such a wonderful experience—thank you for your feedback!
I love the service for a variety of reasons I'm able to build my credit with everyday purchases & at the same time earn points for household everyday items.
By Ibrahim J.
Response from Extra Card· Dec 7, 2022
We appreciate your feedback, thank you!
Probably the best way to build up your credit hands down! .. and the customer service people are easy to reach and knowledgeable
By Jesus L.
Response from Extra Card· Dec 7, 2022
Appreciate your feedback, thank you.
Great service, fast customer service!!!
By Ramin B.
Response from Extra Card· Dec 28, 2022
Thank you for your feedback!