Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
I started using extra to build my credit because I had none. My credit score over these 8 months went straight up to the 750’s !!!!!! Love this so much.
By Amarae R.
Response from Extra Card· Dec 28, 2022
We're so happy to hear the Extra Card has significantly improved your score! Thank you for your feedback. 😊
I’m loving it I would recommend it to anyone
By Armando M Gomez J.
Response from Extra Card· Dec 28, 2022
Thank you for your review!
The customer service is awesome.
By Jamillh V.
Response from Extra Card· Dec 28, 2022
We're so happy to hear you've had an excellent customer service experience! Thank you for your review. 😊
It’s not bad they need to up date there card to tap and pay
By Steven B.
Response from Extra Card· Dec 28, 2022
We hear that! You can add your Extra Card to Apple Pay or Google Pay for contactless payment for now—the team is looking into tap to pay options in the future. Thank you for your feedback!
I truly recommend this product to everyone! I love the fact that it allows me to keep track what my spending as well as build my credit. This is truly the best decision I’ve made for my financial health!
By Jacqueline
Response from Extra Card· Dec 28, 2022
This is why we're in this business—thank you so much for your feedback! We're so happy to hear the Extra Card and been a success in your life. 💌
Great card, great service, best decision I made, Thank you for your service.
By Noel S.
Response from Extra Card· Dec 28, 2022
Thank you for your business! We appreciate the review. 😊
I've had my Extra Card since it first came out and I am so loving it and how fast my credit score has just been going up. I started with a low 500 scores to now high 600's scores. The customer service is great, communicative and on top of there jobs with helping with an issues associated with the extra card.
By C D.
Response from Extra Card· Dec 28, 2022
Thank you for this excellent feedback—we appreciate you!
Always fantastic and reliable service with the Agents at Extra Card. They are always friendly and willing to help in any way that they can.
By Jon
Response from Extra Card· Dec 28, 2022
We're so happy to hear your customer service experience has been excellent—thank you for your feedback!
