Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
I love my extra card. It does exactly what it’s supposed to do and has boosted my credit about 50 points a little after a month. And the points are a plus! Makes you want to use it for everything!
By Danyelle S.
Response from Extra Card· Dec 27, 2022
Thank you for your review! 😊
This card is amazing I set out to first dispute any negative, unverifiable information from my credit report. Once I took out the bad. I came in with the Extra good stuff the Extra card that is, making sure to keep up with it 100% its very important in Exchange for some Extra great credit Reporting, and watch that credit score grow, my credit has changed overtime and has open more possibilities financially that I didn't have before. And with it my life has also changed I can say I am Financial Free; I don't cross my fingers anymore at a car dealership and or a Bank just hoping I get approved, I have the Extra Power to know I can walk in anywhere and get approved no problem, thanks to the Power of the EXTRA card. Everyone has a different situation, and this is how this Extra Card has Helped me to achieve my financial goals, I AM SUPER HAPPY WITH EXTRA CARD!!
By Rolis M.
Response from Extra Card· Dec 28, 2022
We are incredibly happy to hear this—it's why we started this business! Thank you so much for your review, we appreciate you!
No matter which representative I get everyone is knowledgeable, educated, willing to help and willing to make sure you get the best information and help that is possible to be given I give them a triple A Plus for their customer service attention to detail and all around caring about the product and the customer thank you I look forward to dealing with you for many years to come
By Mr.G
Response from Extra Card· Dec 28, 2022
We are so happy to hear you've had such an excellent customer service experience—thank you for your review, we greatly appreciate your business with us! 😊
My credit score immediately went up 10 points using this. It’s stayed the same since but I keep using it. Thank you!
By James K.
Response from Extra Card· Dec 27, 2022
Thank you for your feedback!
I never run into a issue with this card but if I ever do its on my end and customer service will be right on it to help
By Joshua S.
Response from Extra Card· Dec 27, 2022
We're so happy to hear our customer service team has provided excellent support—thank you so much for your review!
On the date of experience, my purse was stolen. The app and the member concierge feature were both very helpful with freezing my stolen card. I got a replacement card in the mail almost immediately. Everyone I interacted with was supportive and helpful.
By Emily S.
Response from Extra Card· Dec 27, 2022
We're so happy to hear this was worked out as quickly and efficiently as possible, thank you for your review!
It helped me get my credit up and work on my spending habits
By Seamis M.
Response from Extra Card· Dec 23, 2022
We're so happy to hear, thank you for your review!
Customer service is amazing, and this is such a convenient way to boost your credit score.
By Hope V.
Response from Extra Card· Dec 23, 2022
We appreciate your feedback!
