Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
great way to rebuild credit I had 535 and less than 3 months I'm back at 719 credit score
By Fermin F.
Response from Extra Card· Dec 22, 2022
We are so happy to hear your score has improved this significantly—thank you for your review!
The representative quickly responded to my request. I'm very grateful.
By Marcus W.
Response from Extra Card· Dec 23, 2022
Thank you for your review!
Smooth and silky. Time to work with FICO however!
By Lorenzo O.
Response from Extra Card· Dec 23, 2022
Great notes—thank you for your feedback!
Extra has really helped me with my credit score. They do what they say they will do. If you are looking to sign up with them to help your credit score. I would say don't hesitate, go for it.
By Stephen L.
Response from Extra Card· Dec 27, 2022
Thank you for your feedback!
Very good debit card. Highly recommend.
By rick
Response from Extra Card· Dec 23, 2022
Thank you for your review!
My experience with Extra Debit Has Been phenomenal ! They have so many resources in the app to help you learn about credit. The user experience is smooth and app layout is easy & quick to learn. The representative’s/customer Service Respond Quickly and have such a great attitude. I’m so grateful for The Extra Debit Card and Resources They have been giving to help me get my Credit Back in Check. 5 out of 5 Stars Extra !!! Keep doing what your doing and educating everyone about the truth of credit :)) !
By Luis A.
Response from Extra Card· Dec 27, 2022
We're incredibly happy to hear this—thank you so much for your feedback!
You guys always go above and beyond to help me with any situation that I have and always come to a conclusion everytime.
By Christopher V.
Response from Extra Card· Dec 27, 2022
We're so happy to hear customer support has provided this level of service—thank you for your feedback!
I’m really like the experience use an extra it’s really helping my credit hopefully down the road y’all have more products to help build credit
By Skyler M.
Response from Extra Card· Dec 23, 2022
Thank you for your feedback!
