Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
I’m happy I decided to apply for this card it help me when I’m low on funds. An it boost my credit score at the same time.
By Brittney S.
Response from Extra Card· Jan 17, 2023
We're happy you did too! We want to offer people the ability to establish credit safely, on their own terms, with the money they already have. Thanks for choosing Extra, Brittney.
Not going to lie to really improve my credit over the last 3 to 5 months thought it was a joke but it turns out is actually been super helpful.
By jarrall D.
Response from Extra Card· Jan 17, 2023
Thank you for the positive review, Jarrall! Keep using Extra for your everyday purchases and racking up that positive payment history. No joke, it's as easy as that.
Provides a great way to build credit and help budget.
By Martin D.
Response from Extra Card· Jan 17, 2023
We want to give our members all the benefits of a traditional credit card, but through means of using the money, they already have, and free from the complications of overspending! Thank you for the positive review. Keep after it, Martin!
Great card helps with credit
By Keysha K.
Response from Extra Card· Jan 17, 2023
We're glad to hear you're enjoying our card and getting the benefits you hoped for! Thank you for the positive feedback.
Works great never has an issue.
By Danny R.
Response from Extra Card· Jan 17, 2023
We love to hear that! Thank you for choosing Extra, Danny!
I think using the card regularly has made a positive impact on my credit score. It recently went up 130 points. I was able to use reward points to get a few Christmas gifts as well!
By Joel Neitzel L.
Response from Extra Card· Jan 12, 2023
Hey Joel! I'm going to have someone from our team reach out to you and track down the item you ordered! So sorry about the delay on that. We love hearing that you use Extra for your everyday purchases and you're seeing the impact in your score! There's nowhere to go but up from here!
Credit score is up!
By Brian B.
Response from Extra Card· Jan 17, 2023
And nowhere to go but up from here! Thanks for choosing Extra in your credit journey, Brian!
they were really cordial and helpful!
By Dominick W.
Response from Extra Card· Jan 17, 2023
Our Concierge team prides itself in our white-glove service. We're always here to help make your experience with our card as enjoyable as possible. Thank you for the feedback!
