Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
Extra keeps my credit score regulated. When different things or mistakes drop my score Extra picks me back up. I love it!
By Cornelius K.
Response from Extra Card· Jan 24, 2023
We appreciate the feedback—thank you!
Excellent service
By Cesar Gonzalez - P.
Response from Extra Card· Jan 24, 2023
Thank you for your review. 😊
It’s helped my credit boost more than ever and helps keep manage of my spending in a way.
By Adam Daniel R.
Response from Extra Card· Jan 24, 2023
We appreciate the feedback—thank you!
Very straight forward on how it works. Fast and easy way to increase your credit score.
By Daniel P.
Response from Extra Card· Jan 24, 2023
Thanks for your review!
The ease of using the debit card, plus tracking my spending limit makes me more aware of my spending habits
By David B.
Response from Extra Card· Jan 24, 2023
We're happy to hear you're enjoying the benefits of using the Extra Card—thank you for your review!
Easy to use, great customer service, and a great method for building credit.
By Niesha
Response from Extra Card· Jan 24, 2023
Thank you for your feedback!
So far since I've had the Extra services I have had very few hiccups with them. Firstly it took a long time (months) for my card to arrive at the address I had given them. Although resolved now, it was still a bit of a hassle not being able to actually have the card to make simple purchases at stores. After that though, it has been a great way to grow your credit score, especially for someone young like me who is looking to make big purchases in the future.
By Bret A.
Response from Extra Card· Jan 24, 2023
We appreciate your review—thank you for sticking with Extra! 💌
This card is excellent for credit building. And it’s a DEBIT card. Only pay $12.99 a month, you can’t beat it
By Vincent Blakemore J.
Response from Extra Card· Jan 24, 2023
Thank you for your review!
