Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
I like it i don’t think it helps my credit that much but it good to have when u forget u card or u debit card is renewed customer service is really good they help me with a scam transaction
By Isabelle K.
Response from Extra Card· Jan 25, 2023
We appreciate your feedback—thank you!
Im up 117 points which is crazy!
By Danny V.
Response from Extra Card· Jan 25, 2023
We're so happy to hear it! Thank you for your review.
This is a great way to start to build non collateralized credit.
By Maranda W.
Response from Extra Card· Jan 25, 2023
We appreciate your review—thank you!
It's cool. I like it.
By Stacy J.
Response from Extra Card· Jan 25, 2023
Thank you!
Innovative system exactly what this interesting needs simple platform all your shop information and data at the tip of your fingers. Amazing work keep it up.
By Martin M.
Response from Extra Card· Jan 25, 2023
Appreciate the review—thank you!
I Ike the reporting to all three credit bureaus. Communication is spot on. I wish they had a better selection of reward items
By Don
Response from Extra Card· Jan 25, 2023
We appreciate your feedback—thank you!
Hey Extra! I’ve been using your service for over a year and love it! You guys have helped me improve my credit score, without forcing me to open another credit account. I also love that the extra card pays for itself and I recommend extra to everyone! Please sponsor me lol - Loyal customer.
By Celine R.
Response from Extra Card· Jan 25, 2023
Thank you so much for your feedback! 💌
Their was a lot of learning involved.
By Travon M.
Response from Extra Card· Jan 25, 2023
Thanks for your review!
