Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
It is a very easy way to boost credit. No brainer really and the constant communication from Extra letting me know where money is, whats being transferred.... its awesome.
By Matt R.
Response from Extra Card· Jan 25, 2023
We appreciate the review—thank you!
Being able to build credit without having any interest rates or fees.
By Nidriel D.
Response from Extra Card· Jan 25, 2023
Thank you for your review. 😊
I have had a great time so far using my Extra card to build my credit. I never have to worry about paying it off since it does it automatically.
By Isaiah W.
Response from Extra Card· Jan 25, 2023
We're happy to hear your Extra experience is even better than expected—thank you for your review!
Just all around, a great experience. I first heard about you from YouTube,and I decided to give you a try. I've been very happy from the rewards you offer the points build up quickly, the tips to help you work with credit management, everything really. You guys are doing great, don't stray from the path you're on right now.
By B.K.
Response from Extra Card· Jan 25, 2023
We greatly appreciate this thoughtful review—thank you!
The entire process is digital and very smooth. Most importantly it works! I am so thankful for this service!!
By Flavia C.
Response from Extra Card· Jan 25, 2023
We're so thankful for you! Thank you for your feedback.
Great company, happy with the service! Not sure how effective it is on increasing your credit score but I like using the card. I would not count on this card solely to help boost credit overall.
By Stratos S.
Response from Extra Card· Jan 25, 2023
Thank you for your feedback!
Very easy to set up. Payments are reported to credit bureaus which in time does help you build up credit!
By Rafael
Response from Extra Card· Jan 25, 2023
Thank you for your feedback!
This card has literally saved my non existent credit! My credit went from nothing to good and I'm so excited! I was approved to get an apartment with no problems and it's all because of this app! I also applied for a credit card and I easily got approved! I'm so happy I signed up for this app!
By Yvonne H.
Response from Extra Card· Jan 25, 2023
We're so happy to hear the Extra Card has helped you get approved for an apartment, and you've been able to get approved for a credit card! This is music to our ears—thank you for your feedback!
