Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
Thoughtful, efficient and definitely useful. I have been a constant advocate for the purposes that EXTRA provides. The methodical tactics incorporated to improve an individual’s credit rating are very effective.
By David O. M.
Response from Extra Card· Jan 30, 2023
We appreciate the feedback—thank you!
Understanding, always willing and able to help.
By Jeannette P.
Response from Extra Card· Jan 30, 2023
Thanks for the review!
Extra was well-thought out. The concierge service is great and they respond quickly! I appreciate how easy it is to find answers should I have any questions and their rewards are super awesome. You accumulate points pretty fast and it's so easy to choose what you want when you have the points for a reward. I already used my points to buy my first vinyl record player and I love it.
By Mae R.
Response from Extra Card· Jan 27, 2023
We appreciate this thoughtful feedback—thank you!
It help my credit build up Easy to keep up with
By Julio J.
Response from Extra Card· Jan 25, 2023
Happy to hear it—thank you for your review!
Easy, fast, and helpful! My credit score has improved by more than a dozen points since I started using Extra!
By Heather
Response from Extra Card· Jan 25, 2023
We're so happy to hear it—thank you for your review!
They do exactly what they say
By Alonza H.
Response from Extra Card· Jan 25, 2023
Thank you for your feedback!
Best card so far to improve credit score! The only downside is that they don’t report to all major credit bureaus. Besides that my score has improved significantly with the ones that they do report to.
By Tim
Response from Extra Card· Jan 25, 2023
We appreciate your feedback—thank you!
This card I will cherish forever. I had horrible credit and NO ONE would give me a credit card. Was going to use my own money for a secured credit card but heard of this on YouTube. Now my credit is much better and now I frequently receive credit card offers in the mail 💳 . The Extra card was a HUGE help. Thanks 😊
By Javier C.
Response from Extra Card· Jan 25, 2023
We're so happy to hear this—thank you for making our day!
