Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
Works as advertised, doesn't make things any more complicated and has helped me out to get to a good credit score again
By Tom K.
Response from Extra Card· Jan 31, 2023
We're happy to hear your score is improving—thank you for your feedback!
This card has done wonders for building my credit, which was sorely needed for my portfolio. I was hesitant to apply for other credit cards due to their deceptive interest rates and almost predatory methods of repayment, but Extra fixes both those problems with the only money they take is the membership fee and any money I spend with it in a day is repaid next business straight from my account. Would highly recommend for current or new credit card users
By Evan D.
Response from Extra Card· Jan 31, 2023
We appreciate your feedback. 😊
It reports all payments to the credit bureaus and does help establish history. I have had it for a year now.
By Levi G.
Response from Extra Card· Jan 31, 2023
Thanks for your review!
Has been helpful improving my score
By Lafell P.
Response from Extra Card· Jan 31, 2023
Thanks for the review!
This card really help me increase my score, I will be in the 700 range this year. It definitely helped
By Brian W.
Response from Extra Card· Jan 31, 2023
We're so happy to hear your score is improving—thanks for your feedback!
You do it very well and that's in the profit of users.That's fine.
By Mohammad A.
Response from Extra Card· Jan 31, 2023
Thanks for your review.
I am so happy with Extra. I am waiting for my credit score to go up. The convenience of paying a day late and having my spending sent to the 3 credit bureaus is phenomenal! Thank you Extra keep up the good work!
By Dela C.
Response from Extra Card· Jan 31, 2023
Thanks for the feedback!
I love that I can use my Extra card to pay my bills and know that it'll help raise my credit score! I get notifs for when I make a purchase and can easily see my transactions and balance on the very simple and modern app - great work!
By Amanda
Response from Extra Card· Jan 31, 2023
Thanks for your feedback!
