Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
Initially I had a lot of issues with getting everything set up , but I had a wonderful person who helped me out with everything and once I was set it just worked. Now with the credit I’ve built exclusively with this card I’m driving around in a barely 3 year old car with all the fixins. Thank you extra, you’re the best.
By TimDaMan
Love the app, and all the communication from Extra.
By Tinasum
Customer service is top shelf, using the card is as simple as can be, you get rewards for using your Extra card, and the most important part, it actually works. My credit score has increased dramatically by using this card. I plan on keeping it for a very long time! 👍
By Byron
My score is actually increasing at a rapid pace
By Lamar H.
Response from Extra Card· Feb 22, 2023
We're happy to hear it—thanks for your feedback!
I love that it works just like a debit card without creating debt and builds my credit.
By Lorie P.
Response from Extra Card· Feb 21, 2023
Thanks for your feedback!
Finally I made my score with Extra!
By Aleksandr M.
Response from Extra Card· Feb 21, 2023
Woohoo! We're happy to hear it—thanks for your feedback.
You in my life
By Ricardo R.
Response from Extra Card· Feb 21, 2023
We're happy to be in your life, Ricardo.
The team Extra are very helpful and have solved all of my issues.
By Eric C.
Response from Extra Card· Feb 21, 2023
We're happy to hear your Member Concierge experience has gone well—thanks for your review!
