Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
I’ve been with extra since the very start, they’ve never disappointed me & always took care of all my needs. They’ve also boosted my credit score dramatically, would highly recommend extra & there services
By Juan Jr R.
Response from Extra Card· Jun 29, 2023
We're happy to hear your score has elevated to new heights. We love to see it! Thank you for your feedback, and for being an Extra member.
Extra this is the best credit build app for if you guys don’t have credit you guys can build credit from Extra card is a debit card but credit basically when you use the debit card every time for purchase and other stuff, you guys can build a credit from that way to and it’s debit card that build the credit
By Shayal T.
Response from Extra Card· Jun 29, 2023
Thanks for the awesome review, Shayal! Cheers to your ongoing credit journey.
Fast a friendly customer service.
By derick M.
Response from Extra Card· Jun 29, 2023
We appreciate the feedback—thank you!
The customer service I have received from the concierge has been excellent. Fast, friendly, clear, & solution oriented. Very Grateful!
By Starseeed S.
Response from Extra Card· Jun 29, 2023
Fast, friendly, clear, and solution-oriented is our recipe for a winning combo! We appreciate your feedback.
EXTRA has completely changed my portfolio, allowing for better money management, savings, and credit progression. The fact that all my debit transactions count successfully towards my score is beyond incredible, plus, staying within my spend power limit has allowed me to save so much more money! For someone whose background included never-ending money woes, EXTRA has been an absolute game changer. 10/10, yes - highly recommend.
By Sabrina R.
Response from Extra Card· Jun 29, 2023
We're overjoyed to have made such a positive impact on your credit journey. Thank you for the sparkling 10/10 recommendation, Sabrina!
The best decision I have ever made was to join extra. I love that it is helping me repair credit without any hassles. What I love most about it though is how wonderful the customer service is they respond quickly and are very understanding. I have never felt so happy about customer service experience.
By Christine F.
Response from Extra Card· Jun 29, 2023
This is music to our ears! We're thrilled to hear that joining us was your best decision ever. Thank you for your feedback, and for being an Extra member!
My Credit Score increased using Extra Card. Thank you
By Aylicec R.
Response from Extra Card· Jun 20, 2023
That's so awesome to hear, Aylicec! Keep it up!
Awesome customer service. Very helpful.
By Jocelyn C.
Response from Extra Card· Jun 29, 2023
Thank you for your feedback, Jocelyn. We're always here to sprinkle more awesomeness your way!
