Extra is honest
Extra is honest. They help me track my money & they’re doing great helping me rebuild my credit. Customer support & service is always prompt & helpful.
By Jesson M.
Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
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Extra is honest. They help me track my money & they’re doing great helping me rebuild my credit. Customer support & service is always prompt & helpful.
By Jesson M.
I like extra because you can build credit without getting a credit card to add money and use it like a credit card and boost your credit score too.
By Gyula L.
The tier program I started at $100 increased to $2000 in less than a year. Extra provides customer service. My favorite they report your balance timely each without discrepancies. Their rewards program us to awesome so far I've received a crock pot, Air fryer, ninja blender and facial steamer. Been a member since 2021. Thank you Extra
By LaSonya B.
Extra is SO easy to use and the support team is SUPER friendly and helpful! If you're looking for a quick cash advance and credit score improvement, Extra is the only app you need!
By Deena JaRee C.
I love this service! The customer service is great, the app is easy to use, and I love the that I can turn the card on or off in case I misplaced it. The rewards are pretty neat too.
By MISTY R.
Great customer service. Fast responses all the time. I love the card features such as points awards that later be redeemed for gift cards or other gadgets. Great tool to improve your credit score as well. 100% recommended.
By Ramon
Great experience and excellent customer service! I would recommend my family and friends.
By Tracy M.
Great service! Always available when needed and corrects concerns very quickly. Highly recommend.
By Tyler D.