Tuesday, November 10, 2026 · Customer reviews of US businesses
The Fair Hearing score
Great
832 reviews
Extra CardSelect a line to read only those reviews.
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
I have been a member since launch and I couldn’t be happier! The level of transparency I get in the app keeps me accountable financially. I love the convenience of the card. I can use it anywhere. I have seen a major change in my score as a result of Extra! I advise anyone looking for a credit boost to join. You won’t regret it.
By Ambrea B.
Answered all questions was knowledgeable and helpful quickly identified the problem and resolved my issue will reccomend extra to my students and friends
By Dr T.
It’s a great card to use. I’ve been with them for over a year. It makes my spending a lot easier it’s helped with my credit.
By Nico C.
I have had extra since march 2022 and I have seen improvement on in credit score - & I don’t use it at its potential. I’m finally taking it more serious now and excited for the results! It’s also very easy to navigate, the customer service is amazing, they reply very fast.
By Jennifer C.
I love extra! My credit score has increased significantly after using it the past year, and it also helps me budget my purchases. The app is organized well and if I’ve ever had any issue, a team member always is on standby to help. I don’t see myself ever NOT using extra :)
By Cat
One of the best cards I have so far. Debit card which builds credit scores and credit history is awesome. The customer service responds in a timely manner and they are awesome. %100 worth it
By Harry C.
They are amazing to work with and so responsive if you need any help. Best decision I ever made was to get the Extra card.
By Patricia Del G.
The best and so far the most trust worthy app and the members who work there are top tier . I’ve been loyal to Extra and they been loyal to me ! You need to get this
By SAINT V.
