No other card
From groceries all the way to gas for my car, if I'm going to build credit and gain points for everyday purchases I'm going to use my Extra Card. At this point if I use another card, it just doesn't feel right.
By Gabriel T.
The Fair Hearing score
4.3/ 5
Great
832 reviews
Extra CardRating distribution
Select a line to read only those reviews.
What customers rate
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
About Extra Card
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on The Fair Hearing, with an average rating of 4.3 out of 5.
- Also known as
- extra.app
- Website
- extra.app
- Category
- Investments & Wealth
- Listed on The Fair Hearing
- 2026