Eve FinancialReviews of eve.co

I would give no stars if I could. Eve Financial is by far the worse company in credit cards and customer service.

I never signed up with this card. I had a phone conversation with a Home Equity lender who wanted to charge me $5000 to get me a Heloc. When I refused to pay that upfront fee without a guarantee that I would get that Heloc. He then said I already ran my Fico and approved me with a $3000 credit card from EVE. When I still refused and tried to cancel this unpleasant proposal he said it's too late, the credit application went already through, but now i would have $3000 credit. When I called EVE to get information what they charged, it sounded great, she said just 1% of the balance per month. And then it went really downhill, the $30 turned into $78 and they cut my limit without reason. Time for the lawyers?

Seemed great in the beginning, but their problematic app and that app not making scheduled payments and my being blamed were the tipping point. I expected more from such a promising card. The final straw was reducing my limit to my account balance without any explanation.

The reduced my credit line from over $7,000 to only $500 even after paying off my balance in full every month and having the card for over a year. Please avoid.

The school I am planning on attending is partnered with Eve Financial. Please, PLEASE UNDERSTAND THAT THIS IS JUST A BROKER HELPING YOU GET SIGNED UP WITH MULTIPLE CREDIT ACCOUNTS. Exact words by a representative I spoke with. Had I had known beforehand; trusting the enrollment specialist because Eve is "partnered with NIMA Institute" I would have NEVER "applied". I just had 6 hard inquiries pulled from multiple banks because of Eve. I have worked extremely hard and careful to make sure I can build up my own credit. It took me 10 years, 10 years I had to wait to get an education because my credit was ruined by my parents the moment I became of age. And now I just ruined it myself by allowing Eve Financial do this. Cathy DeMie was the representative I spoke with via chat... So unhelpful, did not answer my questions thoroughly or clear to where I could even understand. I may not be the smartest person, but this representative did nothing but copy and paste her replies which was so frustrating. I spent 1 full hour just for nothing and no acknowledgement whatsoever on my concerns. All in all my credit now is horrible yet again and I am unable to attend my school of choice because I was just declined by all institutions due to the mass hard inquiry pull they did. To Creditors I look desperate for a loan, I never in my life needed or had to take out a loan. Disheartened, its as if I can't catch a break with this. Please do yourself a favor and apply to the banks individually and on your own. This is pretty much a 3rd party system to mass apply for credit lines.

I never signed up for this credit card, however at my doctor's appointment they were able to sign me up for this card. As I was leaving, they handed me a light for my neuropathy. I did not ask for this card; I did not approve of this card. The phony Dr. and his crew were able to obtain a credit card in my name, bill me $1700.00 and now EVE won't do anything about it. On top of that they hound me several times a day on the phone and I keep telling them I did not make these charges I did not approve of these charges.