Great service
Great service, responsive, fast finding and friendly.
By jflorez
Saturday, November 7, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
234 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Credibility Capital provides low-cost financing solutions to successful small businesses, without the collateral requirements or hassle and endless paperwork of SBA and conventional bank loans. Credibility delivers a fast, seamless, fully digital experience, with funding in as little as 3 days from application. The company offers 2 loan products: (1) Monthly-pay installment loans up to $500,000 and 5 years; and (2) lines of credit up to $250,000 with a 2-year interest-only draw period, followed by a 3-year payback period or renewal of the line for qualifying borrowers.
Credibility Capital (credibilitycapital.com) has 234 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
234 approved reviews, newest moderated first
Great service, responsive, fast finding and friendly.
By jflorez
Their process was thorough but relevant. They make wise considerations. I was able to obtain a loan that works for my business! Amber was great with communication. Very thorough and speedy. Thank you!
By Derrick M.
Great service
By Samuel L.
Amber was great to work with and very pleasant. Very easy process. Thank you.
By Cathy M.
Credibilty Capital is ok for ONLY consolidating with a high %rate. I applied for $350,000 loan but was approved for $250,000. It seems we could ONLY consolidate. They approved JUST ENOUGH to cover the consolidation plus THEIR fees..(???)... which their fees are EXTREMELY HIGH. It seem ironic we were approved for just enough for consolidation and them to be able receive "their fees" The only good thing is we did get to consolidate. We were hoping to consolidate plus have (MUCH NEEDED) cash leftover, but that was NEVER the case. The consolidation will help in the near future but overall I wouldn't recommend Credibility Capital to no one!
By customer
It was a smooth and enjoyable process. Devin was amazing to work with, we couldn't have asked for a better person to lead us through the process.
By Jorge G.
Amber was spectacular getting my loan approved as fast as possible. Thank you!!!
By Christopher V.
Devin was so easy to deal with. She is professional but also personable. The whole team was quick and efficient.
By THERESA W.