Seamless transaction
Seamless transaction. Communication with rep fantastic.
By JRH
Saturday, November 7, 2026 · Customer reviews of US businesses

The Fair Hearing score
Excellent
234 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Credibility Capital provides low-cost financing solutions to successful small businesses, without the collateral requirements or hassle and endless paperwork of SBA and conventional bank loans. Credibility delivers a fast, seamless, fully digital experience, with funding in as little as 3 days from application. The company offers 2 loan products: (1) Monthly-pay installment loans up to $500,000 and 5 years; and (2) lines of credit up to $250,000 with a 2-year interest-only draw period, followed by a 3-year payback period or renewal of the line for qualifying borrowers.
Credibility Capital (credibilitycapital.com) has 234 customer reviews on The Fair Hearing, with an average rating of 4.9 out of 5.
234 approved reviews, newest moderated first
Seamless transaction. Communication with rep fantastic.
By JRH
Great to work with! Sam and Mya were very efficient and friendly!
By Ryan W.
Great people to deal with. Good rates. Very satisfied!
By Charles W. Russell J.
They have been fantastic to work with so far. Document requested to support the loan request made sense. The phone conversation with the underwriter was professional. The questions asked by the underwriter fit with what is expected. The timelines they gave to come back with answers were exactly as specified. Once loan was approved and I signed the documents, they transferred fund into my account the next day. I have been very impressed with my experience. I would not hesitate to go through Credibility Capital in the future.
By Whitney S.
Smooth and professional in every way
By Brian S.
Excellent – no reservations, I would recommend this company to anyone.
By Sergio S.
Credibility Capital was very easy to work with. Our company worked with Gabriel Skaarland and he made sure the process was easy to follow.
By Earnest N.
Fast and efficient.
By Andrew