this app is a complete scam
this app is a complete scam. The interface legit looks like a 6 year old designed, as another reviewer said the app literally doesn't do anything other than collect information deleting my acct as well.
By Kayla
Saturday, November 7, 2026 · Customer reviews of US businesses
The Fair Hearing score
Excellent
84 reviews
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Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Meet Clerkie, your reliable money assistant. Clerkie helps you borrow money, get out of debt and build your credit by negotiating up to 70% off your debt.
Clerkie (clerkie.io) has 84 customer reviews on The Fair Hearing, with an average rating of 4.5 out of 5.
84 approved reviews, newest moderated first
this app is a complete scam. The interface legit looks like a 6 year old designed, as another reviewer said the app literally doesn't do anything other than collect information deleting my acct as well.
By Kayla
Clerkie took off 1/2 of my debt and was helpful every step of the way!!
By justin
This app is great lots of integrations and helpful tips to help you get on track with your debt finances and just in general money management.
By Brenda B.
This app is currently underdevelopment but its amazing and very responsive quick and easy to use. The staff respond quickly and in a timely manner. I love all the integrations in the app including the debt consolidation and forgiveness checklist they prepare for you with multiple payment plans that fit your needs, the staff is great at negotiating your debts with collectors, organizing and helping you understand your profile. You get personal counselor with these individuals that are very knowledgeable, there's an integrated credit builder, budget planner, and banking synchronization, also a loan section for customers who qualify. I look forward to see updates in this app once it's out of its beta stage. Thanks 🙏 Jerry Smith is very helpful and the rest of the staff.
By Stormgain C.
Really simple and efficient. Thanks
By Elliot “El” M.
I love that this helps you to be able to build your credit and to help you further in life with your future goals
By Britainy H.
These people have been beyond helpful. This app is like a one stop shop for everything credit related. My wife and I both love it and rave about it to everyone. The people are knowledgeable and always helpful and most importantly, they're available. Which speaks for itself. If we ever have any questions, they are quick to answer.
By Charlotte M.
Awesome app! Jared is my deb counselor and he’s amazing
By Julia A.